The University of Life : Class in Session

[sdd]

As I grow wiser (read older) I wish there were things I knew earlier.

In this thread maybe we can share in life's little lessons that faired us well and which we are grateful for.

Here goes:

Best lesson I got was from a welder called Oom Pottie.

Some 20 years ago he advised me to put whatever I could afford into an Retirement Annuity. Back then it was scary. Lots of forms and manual paperwork. I didn't even know what a RA was truth be told. He kindly explained it to me.

Best decision ever. I made compound interest my slave.


Would love to hear about yours.

 

[Picard]

The best time to start a task is last week.

Now is too late.

 

[maumau]

This too shall pass.

 

[Ocali]

"Define your success, not by how many things you have but by how happy you are"

 

[sdd]

Irrespective you skin colour ... sunblock. I will explain in a separate thread.

Follow a skin care regime of at least the following:

Glycerine based soap (I buy it from Irene Market)
A good moisturiser for your skin type (I use E45 or Palmers)

Beauty is skin deep. It makes a difference in that job interview, etc. Trust me.

 

[Sinbad]

The best time to start a task is last week.

Now is too late.

Now is the second best time.

 

[sdd]

Bit lazy to use sunblock and having cocoa Indian skin, I find some to grey me out.

Found a lovely product that is transparent and comes in a spray bottle. Buy from Checkers (blue and yellow packaging). Sorry, dont recall name. I spray this into my moituriser and apply. Easy peasy.

All this has helped. I'm in my forties and look gorgeously mid-thirties ... so I have be told (lied to).

 

[Hamster]

Irrespective you skin colour ... sunblock. I will explain in a separate thread.

Follow a skin care regime of at least the following:

Glycerine based soap (I buy it from Irene Market)
A good moisturiser for your skin type (I use E45 or Palmers)

Beauty is skin deep. It makes a difference in that job interview, etc. Trust me.

Allow me (this is pretty nostalgic bunt still very AWESOME)

[video=youtube_share;sTJ7AzBIJoI]http://youtu.be/sTJ7AzBIJoI[/video]

 

[googoodoll]

If you're thinking of getting insurance, don't delay even if it seems expensive or not worth it...

 

[sdd]

Allow me (this is pretty nostalgic bunt still very AWESOME)

[video=youtube_share;sTJ7AzBIJoI]http://youtu.be/sTJ7AzBIJoI[/video]

Love it!

 

[ice_cubes]

Dont rush into acquiring new debt when you get a new , better-paying job (or salary increase)

 

[Cius]

1. In this country study anything with tertiary maths involved. Salaries are on average double to tripple any other tertiary qulaification with a few exceptions.

2. Put away at least 15% into a decent long term high risk pension product every month and never touch it until retirement.

 

[Picard]

1. In this country study anything with tertiary maths involved. Salaries are on average double to tripple any other tertiary qulaification with a few exceptions.

And also tertiary language skills.

 

[BloodBurner9000]

Beware of inflation - there is a reason why people in their thirties out earn those much older - 20k seems like a lot to them.

 

[Arthur]

Perfectionists come last.

Note to perfectionists: If a job's worth doing, it's worth doing 'badly'. (Think about that before you reply.)

The most dangerous people are those who don't know what they don't know.

There's no such thing as 'quality time'.

Before 40, drive a jalopy until you can buy your dream car cash. And then buy half.

Monthly budgeting is a trap. Work annually at a minimum. And manage the cash flow.

 

[MrGray]

The first one to get angry loses.

You are as small as the things that you let bother you.

 

[MrGray]

people in their thirties out earn those much older- 20k seems like a lot to them

Really? Seems like a bit of an assumption. Maybe if you're talking about pensioners vs wage earning thirty year olds, then, yes. Possibly older people value R20k more because they are paying school/university fees, two mortgages and a parent's frail care and time has taught them to value money. You see R20k and think, yay, new Macbook! An older person with more commitments will probably think, yay, a bit extra for the retirement fund.

 

[Devill]

Treat everyone with respect, you never know which door's key that person holds.