Tips to Boost your eBucks - 1 July 2018 to 30 June 2019

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3WA

Honorary Master
Joined
Sep 25, 2012
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14,232
What's the process?

My home loan with FNB is now three years old...

Phone them, they’ll email you a form for a rate review. They’ll request similar information to when you first applied for the loan.
 

Sphinx21

Well-Known Member
Joined
Jul 13, 2018
Messages
183
Coming petrol price drop will take effective earn rate close to 50%, similar to Discovery
Wouldn't petrol need to return to R8 a litre to equate to a 50% return (@R4 a litre in eBucks)? I thought it was only dropping by 1 Rand.

Discovery has an edge still (besides the earnings rate), in the sense that: 1) It's a cash payout into your bank account or 2) if you opt to have it go toward an excess savings account, it gets doubled (so 100% back on fuel spend). In the latter case, the excess funder account account now also allows purchases of items like tyres at Tiger wheel and Tyre, so the money isn't necessarily locked up until you have a claim.

3) The insurance savings are separate to the discovery card cashback you earn at BP or Shell (with miles multiplier can be up to 6%)

The cap on Discovery is much lower however (~R1800) a month on fuel, so folks with both can start there and switch to Engen/eBucks if they go over that amount.
 

jared123

Member
Joined
Jan 25, 2018
Messages
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Wouldn't petrol need to return to R8 a litre to equate to a 50% return (@R4 a litre in eBucks)? I thought it was only dropping by 1 Rand.

Discovery has an edge still (besides the earnings rate), in the sense that: 1) It's a cash payout into your bank account or 2) if you opt to have it go toward an excess savings account, it gets doubled (so 100% back on fuel spend). In the latter case, the excess funder account account now also allows purchases of items like tyres at Tiger wheel and Tyre, so the money isn't necessarily locked up until you have a claim.

3) The insurance savings are separate to the discovery card cashback you earn at BP or Shell (with miles multiplier can be up to 6%)

The cap on Discovery is much lower however (~R1800) a month on fuel, so folks with both can start there and switch to Engen/eBucks if they go over that amount.

Is there a discovery bank thread that I can take a look at? Something similar to this one?
 

Snyper564

Honorary Master
Joined
Oct 1, 2008
Messages
10,242
What's the process?

My home loan with FNB is now three years old...
Call the home loan department they will take you through the process. Absa had a promotion last year played the banks off against each other fnb reduced by 0.5 percent at the time just call though.
 

zerocool2009

Executive Member
Joined
Sep 4, 2009
Messages
6,913
Call the home loan department they will take you through the process. Absa had a promotion last year played the banks off against each other fnb reduced by 0.5 percent at the time just call though.

I PM'd the guy .... calling through will only say "can I email you the application form". Awaiting his reply to email the application form
 
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