So new rules are upon us.... I think I'll change my PC spending habits as follows:
Fuel - Change from BP to engen (bit of a schlep as there's none on my commute to/from work)
Checkers - Buy groceries Until R3k limit (probably 1 shop)
Online - Rates will max this
Normal swipes .. only until capped.
Thereafter the FNB card goes into the pocket and my Discovery card comes out. Groceries at PnP will then earn 6.7% (due to 10x mulitipler) and normal swipes are 0.7%
My calculations show that at least half my usual monthly spend will now go to Discovery instead of FNB.
Just make sure you still spend enough to get all the points you need to get to level 5.
