It is basically a normal cheque account with an overdraft facility.
My plan as well.
That entire Home Loan thing confuses the **** out of me so I want to see what I actually get the points for.
It shouldnt. Log in to online banking and look at the detailed values of your bond.
Then use the formula on the ebucks rules and work out your %.
If you never paid in extra or took out money out of the bond, you should get to a result of 100%.
If you have paid in a little extra and the bond still young, you should be somewhere between 90% and 100% usage.
This is, if you have a flexi facility, that doesn't allow you to take out more than the bond is worth.
If like me, bond is over 5 years old, and where I have paid in a lot extra over the years, I am now at a usage of 55%. I know for a fact, I will get 0 points for the bond rules.
Yeah i think it's old too.. I've mailed that debtors address to see what they say.
Feedback from them:
Good Morning
We print the e-bucks voucher instore. All that you have to bring with is your e-bucks card. There are one of two options where the customer authorises the voucher. If you have the FNB app on your phone you are required to authorise over the phone. The other option is when FNB send you a one time pin and we then use that to authorise you voucher.
the more i read the more I see fnb didnt kill ebucks it just made people work harder lol guys when will it stop lmao it was so sad to see the new rules but its just not worth it for me staying on gold just wana cover banking cost
Is it a process to upgrade from premier to PC or just a phone call?
I asked on the app's secure messaging what is the process to upgrade. They forwarded my request to private banking who phoned me within a few hours.
Thank youI asked on the app's secure messaging what is the process to upgrade. They forwarded my request to private banking who phoned me within a few hours.
Feedback from them:
Good Morning
We print the e-bucks voucher instore. All that you have to bring with is your e-bucks card. There are one of two options where the customer authorises the voucher. If you have the FNB app on your phone you are required to authorise over the phone. The other option is when FNB send you a one time pin and we then use that to authorise you voucher.
Not sure about physical vouchers, but I used over 10 virtual vouchers (Wi codes) without any issues.
It shouldnt. Log in to online banking and look at the detailed values of your bond.
Then use the formula on the ebucks rules and work out your %.
If you never paid in extra or took out money out of the bond, you should get to a result of 100%.
If you have paid in a little extra and the bond still young, you should be somewhere between 90% and 100% usage.
This is, if you have a flexi facility, that doesn't allow you to take out more than the bond is worth.
If like me, bond is over 5 years old, and where I have paid in a lot extra over the years, I am now at a usage of 55%. I know for a fact, I will get 0 points for the bond rules.
How? They not listed as a partner: https://www.ebucks.com/web/eBucks/spend/spend-partners.jsp
Does this mean you might do a physical transfer? Its super strange, maybe it is old as I previously mentioned. But would recommend contacting them
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Should you need assistance with the above,contact:
Riana le Roux
Tel: 021 944 3213
Email: debtors@tafelberg.co.za
10 is the maximum..
I would assume it’s that simple but the wording leaves a lot to be desired in simple understanding.
I pay in a **** load so probably in the second bracket.
Either way will wait for confirmation before I do the numbers.
Just be on the safe side, make sure your T5 isn't dependent on the bond.