Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

[electrix]

Anyone not using their kauai vouchers and willing to share, pm me please

 

[Arthur AnymoreDonuts]

Anyone not using their kauai vouchers and willing to share, pm me please

PM sent

 

[gjm]

Anyone on level 5 not using their voucher cap this month, please pm me if you are willing to buy Poetry vouchers for me.

 

[zerocool2009]

I see it now thanks, never scroll that far down.

If you follow my steps, you will actually get to the steps what is needed etc (to get that). But glad you found the summary on the calc

 

[Newb-ucks]

happy to have retained Lev5,

Got myself one of the ps4 specials less 40%, cant wait!

View attachment 699893

I am new to the whole eBucks store thing. Is your reward discount applied to all purchases made on the eBucks store or just the ones in the FNB App?

 

[Sphinx21]

I am new to the whole eBucks store thing. Is your reward discount applied to all purchases made on the eBucks store or just the ones in the FNB App?

The app ones are discounted by default if you have sufficient ebucks for the discount price. These get loaded up every Monday.

Sometimes, there are separate specials on the eBucks website too - under the deals section, but also hidden within.

 

[Den_10]

Anyone else have their overdraft not count this month? Did mine for 24hours during the week and nothing counted, so dropped a level

 

[riddler]

Anyone not using their kauai vouchers and want a wimpy voucher instead, pm me

 

[Primo]

Also willing to swop wimpy for any level 3 or higher Kauai.

 

[piranha786]

I have my will at FNB. To draft the will is free, FNB will provide you with a template. To store the will, costs R100 a year. (There is also a 5 year payment option). One of the conditions though, is that FNB must be the executor of the will. I don't have a problem with this as any will needs an executor. All can be done online. Must be one of the easiest ways to earn eBucks points.

This is the problem. The Executor can charge up to 3,5% of the value of the estate, which can come to a hefty amount.

 

[mrichard]

I believe the going rate should be like 500eB for a R100 Kauai voucher or something like that, I will be willing to buy

 

[Gamer]

This is the problem. The Executor can charge up to 3,5% of the value of the estate, which can come to a hefty amount.

This. Our (wife and I) wills are currently with Warwick Wealth at 2% fees. No ebucks points will get us to possibly throw away a few hundred thousand rands in fees.

 

[kiepie]

Anyone not using their kauai vouchers and willing to share, pm me please

I'm on reward level 5 and can't seem to get them. Is it for Gold and Premier?

 

[StrontiumDog]

This. Our (wife and I) wills are currently with Warwick Wealth at 2% fees. No ebucks points will get us to possibly throw away a few hundred thousand rands in fees.

Is that their standard charge at 2% anybody who uses them as executor, or do you need to be really high net worth to negotiate that 2% fee?

 

[StrontiumDog]

Anyone else have their overdraft not count this month? Did mine for 24hours during the week and nothing counted, so dropped a level

24 hours may not be good enough, because it has to a whole business day, so to be safe 23h59 from day 1 until 00h01 on day 3. When I've used the rule in the past, I made sure to do 48 hours minimum. Works out to less than a Rand in interest if you're using just over R1000 of overdraft. 2 bucks in interest at most I would think.

 

[Gamer]

Is that their standard charge at 2% anybody who uses them as executor, or do you need to be really high net worth to negotiate that 2% fee?

I think it's standard for estates over R10M.
See screen shot of breakdown.

 

[Tinuva]

Anyone else have their overdraft not count this month? Did mine for 24hours during the week and nothing counted, so dropped a level

Mine counted for ebucks. Didn't need it, was more for a safety net...because new ebucks rules.

 

[Den_10]

24 hours may not be good enough, because it has to a whole business day, so to be safe 23h59 from day 1 until 00h01 on day 3. When I've used the rule in the past, I made sure to do 48 hours minimum. Works out to less than a Rand in interest if you're using just over R1000 of overdraft. 2 bucks in interest at most I would think.

So on further investigation, I let my overdraft run for four days, from Thursday until Sunday. Fee also went off for July. What I did this month was I didn’t do the minimum of R1000 on gold, as R500 is the new minimum. So I let my overdraft go to -R750. Suspect the system didn’t read this new rule. Will call them for clarity early next week.

 

[fruitbat]

I'm blaming my drop to RL4 on me withdrawing R100 at an ATM at the office - for contribution to a maternity gift for an employee - so its a happy reason, however broke my compliance with the new ebucks rules.

Now i see i need to do this at a till. Does this mean when purchasing, i need to explicitly tell the cashier - "Hi, please can i withdraw R-XXX from this card pls"? If i do the withdraw during mid transaction it would come off my CC, which would accrue interest from that second, right? And this type of thing - you can do at a Checkers + PnP. Can you do this at Spar or any other shops? And its fee-free correct?

 

[Speedster]

I'm blaming my drop to RL4 on me withdrawing R100 at an ATM at the office - for contribution to a maternity gift for an employee - so its a happy reason, however broke my compliance with the new ebucks rules.

Now i see i need to do this at a till. Does this mean when purchasing, i need to explicitly tell the cashier - "Hi, please can i withdraw R-XXX from this card pls"? If i do the withdraw during mid transaction it would come off my CC, which would accrue interest from that second, right? And this type of thing - you can do at a Checkers + PnP. Can you do this at Spar or any other shops? And its fee-free correct?

Most supermarkets allow cash withdrawals at the till and you needn't use your cc. I typically after paying for groceries with the cc just mention I want to withdraw cash and the cashier runs through a separate transaction for which I use my cheque / fusion card

The withdrawal is free on my bundle, you'd need to consult the pricing guide for your card to confirm the fees