Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

[epah]

I believe the going rate should be like 500eB for a R100 Kauai voucher or something like that, I will be willing to buy

For 500eb I would be willing to give mine away.

 

[Snowshark]

View attachment 699839

How do you qualify for forum level 5?

 

[fruitbat]

What account do you have? You may have other options depending on account.
You should use your cheque card for cash@till to avoid interest. The stores usually don't allow only cash@till, you usually need to buy something. I normally buy what I need on CC, let the transaction finish and then do a "oh no, I forgot to ask you to give me some cash, sorry!" and hand them back my card, but of course I've just switched the CC for the cheque card (some folk use difference pin numbers on their cards to avoid using the wrong one). They then just do a single cash@till transaction for me. Yes, Checkers, PnP, Spar. There may be more, I've used those 3.

Thanks. Am PW, and have Cheque + CC. Don’t have fusion. Not ready for that leap yet.

If I’m supposed to do 100% spend on my CC, then having to do a txn on Cheque card in order to draw cash from a till. Doesn’t that break that rule?

 

[Snyper564]

Thanks. Am PW, and have Cheque + CC. Don’t have fusion. Not ready for that leap yet.

If I’m supposed to do 100% spend on my CC, then having to do a txn on Cheque card in order to draw cash from a till. Doesn’t that break that rule?

Why not just move to fusion got everything sorted the same day and still have my CC and I have the points.

 

[Swing]

You do realise that in your terms etc that you sign you have to inform them if you do this...

What happens if you don't?

 

[cozinsky]

Why not just move to fusion got everything sorted the same day and still have my CC and I have the points.

Are you on Fusion? Maybe I am old school but I prefer to keep the accounts separate. I have a debit order that pays the credit card in full every month to avoid paying interest. I also have the overdraft for the 1000 points every month.

 

[Snyper564]

Are you on Fusion? Maybe I am old school but I prefer to keep the accounts separate. I have a debit order that pays the credit card in full every month to avoid paying interest. I also have the overdraft for the 1000 points every month.

Fusion is exactly the same! I also get my 1000 overdraft points every month.

It is just a fancy name that in reality means nothing, but more points.

I also have my CC as a separate account.

I was opposed to it until someone pointed out I can still have both accounts and its business as usual.

SO I get fusion and OD points super nice buffer!

 

[Snyper564]

What happens if you don't?

I'm sure in reality there could be a potential penalty as you are breaking a contract.

 

[Dylan_G]

Fusion is exactly the same! I also get my 1000 overdraft points every month.

It is just a fancy name that in reality means nothing, but more points.

I also have my CC as a separate account.

I was opposed to it until someone pointed out I can still have both accounts and its business as usual.

SO I get fusion and OD points super nice buffer!

If you keep a positive balance in the Fusion account, do you gain interest on it?

 

[Snyper564]

If you keep a positive balance in the Fusion account, do you gain interest on it?

No idea

 

[Gtx Gaming]

Do I get to use all 5 vouchers? I clicked on 75 and R100 vouchers they both opened up and I took a screenshot of the wicode.

 

[vancity33]

If you keep a positive balance in the Fusion account, do you gain interest on it?

No

 

[zerocool2009]

What happens if you don't?

The bank would gladly ask you to close all your accounts .....

 

[Snyper564]

Do I get to use all 5 vouchers? I clicked on 75 and R100 vouchers they both opened up and I took a screenshot of the wicode.

no only one, read at the top once you use one the other is likely to be invalid.

 

[Swing]

I'm sure in reality there could be a potential penalty as you are breaking a contract.

The bank would gladly ask you to close all your accounts .....

You'd be dead though, so wouldn't be too concerned with closed accounts.

I suppose it depends then on how concerned you are with what issues you leave behind when you're gone.

 

[zerocool2009]

You'd be dead though, so wouldn't be too concerned with closed accounts.

I suppose it depends then on how concerned you are with what issues you leave behind when you're gone.

L O L ! Priceless answer ! Well, lets just say, who-ever is sitting with the crap will curse who-ever passed on ! (for a long while)

 

[Verde]

I think it's standard for estates over R10M.
See screen shot of breakdown.
View attachment 700137

2% is still too high, and it actually comes to 2.3% VAT incl.
Best is to nominate spouse or family member as executor.
They don't have to do the actual work, but it gives them the flexibility to decide if an executor is necessary, and if so the leverage to negotiate a fair fee.
It is a very bad idea to nominate FNB who will charge 4.03% (VAT incl) on the value of the gross estate.
An estate consisting of a R1m property and R1m bond (ie zero net but R1m gross value) will incur R40000 in executor fees at 4% when the work involved justifies a fee less than R10000.

 

[Hackson]

Most supermarkets allow cash withdrawals at the till and you needn't use your cc. I typically after paying for groceries with the cc just mention I want to withdraw cash and the cashier runs through a separate transaction for which I use my cheque / fusion card

The withdrawal is free on my bundle, you'd need to consult the pricing guide for your card to confirm the fees

Needs to be a Shoprite/Checkers

 

[AchmatK]

Needs to be a Shoprite/Checkers

Cash @till does not have to be done at checker /shoprite

 

[Speedster]

Needs to be a Shoprite/Checkers

Nah, any of the supermarkets work