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Why dont you call wesbank and find out ...
I am with Nedbank MFC - will also contact wesbank to find out if they can take over remaining 2 years (how much will be their initiation+interest+service fees). I am just waiting for the full rules on the 1st of June. It may turnout that there is a qualifying limit (i.e vehicles owing more than R100k etc). Remember that the bank also want to make some bucks on interest.
Moved mine from ABSA to Wesbank about 3 months ago.
R 956.00 ( Facilitation fee ) + R 1 207.50 ( initiation fee ) is what it cost me.
Dropped interest rate as well and shortened than term, so will be scoring a lot more than the fee to move over the remaining term just in interest