Yeah. Your credit facility is pretty much an overdraft now, which suits me fine. I've seen people here keep their credit card going, but I didn't do that. The change simplified a lot of admin I was doing to maintain level 5 / get maximum earnings, in theory anyway. Next month will tell.Thank you for this, will try and wrap up this month early and then do it. Last question, is the Fusion Gold account 1 card, that incorporates credit and debit or two cards still?