Tips to Boost your eBucks - 1 July 2020 to 30 June 2021

StrontiumDog

Honorary Master
Joined
Sep 2, 2006
Messages
10,428
Quick question.. On smart spend.. If it says last updated 10th Feb.. Does this include transactions that were concluded on the 10th..so to add up my next spend I start adding from 11th?(sorry if it's a dof question)
Smart spend works on a calendar month, your question is phrased as if you believe it works on a eBucks allocation cycle?
 

Pablo37

Well-Known Member
Joined
Aug 10, 2015
Messages
111
Did I misunderstand how the credit card autopayment works?
I initiated an autopayment for the full CC statement balance to get the points, which I did get. Just over a week ago I needed another app transaction so I paid half the CC statement balance. The autopayment for what I thought would be the statement balance, less what I paid was meant to go off yesterday (due date) but it didn't. The funds are still available and there are no outstanding transactions.
 

Sinbad

Honorary Master
Joined
Jun 5, 2006
Messages
75,876
Did I misunderstand how the credit card autopayment works?
I initiated an autopayment for the full CC statement balance to get the points, which I did get. Just over a week ago I needed another app transaction so I paid half the CC statement balance. The autopayment for what I thought would be the statement balance, less what I paid was meant to go off yesterday (due date) but it didn't. The funds are still available and there are no outstanding transactions.
If you make a manual payment of more than the minimum amount, the auto payment doesn't run
 

zerocool2009

Executive Member
Joined
Sep 4, 2009
Messages
5,640
Did I misunderstand how the credit card autopayment works?
I initiated an autopayment for the full CC statement balance to get the points, which I did get. Just over a week ago I needed another app transaction so I paid half the CC statement balance. The autopayment for what I thought would be the statement balance, less what I paid was meant to go off yesterday (due date) but it didn't. The funds are still available and there are no outstanding transactions.

If it doesnt go off, you still get the points!
 

Pablo37

Well-Known Member
Joined
Aug 10, 2015
Messages
111
If you make a manual payment of more than the minimum amount, the auto payment doesn't run
OK, thanks. I was afraid of this. I hate paying CC interest but will have to bite the bullet this time.
 

zerocool2009

Executive Member
Joined
Sep 4, 2009
Messages
5,640
OK, thanks. I was afraid of this. I hate paying CC interest but will have to bite the bullet this time.

Just check 48 hours prior to your due date, whats the minimum due. And the biggest tip to avoid interest, R0 it in the due date (what was processed payments (excluding pending)).
 

daoudamojee

Active Member
Joined
Apr 11, 2015
Messages
56
OK, thanks. I was afraid of this. I hate paying CC interest but will have to bite the bullet this time.

Happen to me a couple of times, phoned in & complained. They reversed the interest every time

Auto-payment has always been a bit of hit & miss for me, doesnt work sometimes even I don't make a payment that month.
 

Leno

Expert Member
Joined
May 15, 2005
Messages
1,543
They often screw up the auto payment amount and then suspend/block my CC without telling me, best to double check
 

Meister-Man

Senior Member
Joined
Apr 20, 2017
Messages
905
Anyone logged onto the fnb app lately and been prompted to accept a new agreement?
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Bincx

Well-Known Member
Joined
Aug 20, 2007
Messages
243
Do you still get Ebucks at checkers for any spend over the monthly threshold.

It will count towards your smart spend.
You won't get any additional 15% off in the checkers category once you pass the monthly threshold
 
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