Tips to Boost your eBucks - 1 July 2021 to 30 June 2022

[Speedster]

Anyone happen to have a Kauai voucher you won't be using today?

 

[Tman*]

I doubt it, they are very clear that transactions that don't clear before month-end will be allocated to the next month's smart spend.

Meh.

Suppose I can try max out Jan then

 

[duckgray]

eBucks Deals

Looks like a bunch of boring stuff is on special at the moment.

 

[beta_account]

eBucks Deals

Looks like a bunch of boring stuff is on special at the moment.

Pretty much like how a January is supposed to be

 

[surface]

Hoping for some honesty here. If you have no home loan, petrol spend less than 500 per month and grocery spend less than 3K per month at checkers/shoprite, can one reach level 5 ? If not, what is the maximum one can reach ?

 

[hellfire]

Hoping for some honesty here. If you have no home loan, petrol spend less than 500 per month and grocery spend less than 5K per month, can one reach level 5 ? If not, what is the maximum one can reach ?

If you save / invest, and insure with FNB, it's possible.

If you don't have credit, savings or insurance products, it's unlikely.

 

[3WA]

Hoping for some honesty here. If you have no home loan, petrol spend less than 500 per month and grocery spend less than 5K per month, can one reach level 5 ? If not, what is the maximum one can reach ?

Play with the calculator on the eBucks site. Below an example of a Premier customer on level 5 just from digital banking and credit card use (including four streaming services). No savings, investment or loans from FNB.

 

[surface]

If you save / invest, and insure with FNB, it's possible.

If you don't have credit, savings or insurance products, it's unlikely.

Thanks. Save/invest is possible. I have CC that I use and clear every month but it certainly seems some people seem to have mastered the art of reaching level 5 by spending less than 10K per month. It is intriguing/

 

[PsYTraNc3]

Hoping for some honesty here. If you have no home loan, petrol spend less than 500 per month and grocery spend less than 5K per month, can one reach level 5 ? If not, what is the maximum one can reac

Your spend does not determine your reward level, only the amount you earn back on your reward level.

Using the calculator, it looks very easy to reach level 5 on premier if you have a fusion account, CC (which is free with the fusion bundle) and 2 streaming services (Google, Youtube, etc.) set up with a virtual card.
No saving or investing needed.
All of the above would cost no more than the fusion bundle price of R219 pm

It's a lot easier than people think

 

[Dylan_G]

Hoping for some honesty here. If you have no home loan, petrol spend less than 500 per month and grocery spend less than 5K per month, can one reach level 5 ? If not, what is the maximum one can reach ?

Discussed previously:

Fake news.

Level 5 on Premier (Fusion). No debt, no investments:

View attachment 1196710
View attachment 1196712
View attachment 1196714

Smart budgets: Free to set up and view on app.
FNB Pay transactions: Cheap to do (<R10 each)
Track my rewards: Free to do on app
6 financial transactions: Free to do on app (move money between accounts)
Streaming/online platforms: I send a list monthly of things you need to purchase. Should cost <R30 each month)
Rest is self-explanatory (I hope)

Get a Fusion/credit card and use that solely. Boom, you're on level 5.

 

[surface]

Play with the calculator on the eBucks site. Below an example of a Premier customer on level 5 just from digital banking and credit card use (including four streaming services). No savings, investment or loans from FNB.

View attachment 1224612

Thanks. On Gold and I could get premier I suppose but not going to go past level 2.

 

[3WA]

Thanks. On Gold and I could get premier I suppose but not going to go past level 2.

Yeah, as per @Dylan_G 's post, you can get to level 5 very cheaply if you’re willing to jump through a few hoops. Just depends if you want to spend the time doing that each month. Once it’s set up, it runs quite smoothly.

 

[Dylan_G]

Thanks. On Gold and I could get premier I suppose but not going to go past level 2.

Gold is a waste.

Should only be on Gold if there is no way you can benefit from Ebucks ie, don't buy groceries/toiletries and don't fill fuel.

 

[Dylan_G]

Yeah, as per @Dylan_G 's post, you can get to level 5 very cheaply if you’re willing to jump through a few hoops. Just depends if you want to spend the time doing that each month. Once it’s set up, it runs quite smoothly.

Managed to do the lot in about 15 mins last month. Worth it.

 

[*SynergyX*]

Pretty much like how a January is supposed to be

suppose you do no have a need for nappies as new parents do....

 

[surface]

Gold is a waste.

Should only be on Gold if there is no way you can benefit from Ebucks ie, don't buy groceries/toiletries and don't fill fuel.

Hardly any fuel. We hardly spent R1500 in last 2 years. Groceries - doubt if it will exceed 7K pm. Wife shops at woolies so that is 3K out of that 7K - doubt if there are ebucks for that like you get at checkers.

I will check out fees of different cards now..

 

[3WA]

Groceries - doubt if it will exceed 7K pm.

Optimal spend for Premier is R10k per month on credit card/Fusion card, of which:

R2k per month at Checkers (very easy, if you can’t get there with groceries, there's a hundred other ways)
All fuel at Engen (cap is R2k but I also never get anywhere near that)
As much as possible at Clicks (can pay municipal rates/taxes, any EasyPay bill via Clicks)

 

[surface]

Optimal spend for Premier is R10k per month on credit card/Fusion card, of which:

R2k per month at Checkers (very easy, if you can’t get there with groceries, there's a hundred other ways)
All fuel at Engen (cap is R2k but I also never get anywhere near that)
As much as possible at Clicks (can pay municipal rates/taxes, any EasyPay bill via Clicks)

Thanks. I suppose we are just not optimal candidates for ebucks tbh.

R2k checkers is possible but surprisingly some things are cheap at woolies. Oil is usually 50 rand for 2L whereas checkers is always 70 for 2L. Tea on special in WW is way too cheap than any outlets.
Fuel - hardly any now.
Clicks - hardly anything. Wife shops at Dischem so no say there. I use clicks for easypay - about 5K there but I suppose being on level 1, I don't get that many points.

 

[Ϲhristopher]

Thanks. I suppose we are just not optimal candidates for ebucks tbh.

It's easy to get to level 5 on Premier.

Just your R5k spend at Clicks(limited to R3k per month though) will more than cover your monthly fees.

 

[MohammedJ]

Optimal spend for Premier is R10k per month on credit card/Fusion card, of which:

R2k per month at Checkers (very easy, if you can’t get there with groceries, there's a hundred other ways)
All fuel at Engen (cap is R2k but I also never get anywhere near that)
As much as possible at Clicks (can pay municipal rates/taxes, any EasyPay bill via Clicks)

Could you please specify a few ways other than groceries and rates/taxes that can be used to earn ebucks from checkers?