Tips to Boost your eBucks - 1 July 2021 to 30 June 2022

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TedLasso

TedLasso

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Hi, has anybody got charged interest on their FNB credit card , cos FNB was having issues with debit order processing ? I see a charge on my wife's CC and she definitely had the funds in her account for the payment to be processed?
 
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beta_account

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TedLasso said:
Hi, has anybody got charged interest on their FNB credit card , cos FNB was having issues with debit order processing ? I see a charge on my wife's CC and she definitely had the funds in her account for the payment to be processed?
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Yeah, surprised me to see that charge. Minimal though, but will query it.
 
TedLasso

TedLasso

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beta_account said:
Yeah, surprised me to see that charge. Minimal though, but will query it.
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My wife's was around 600 but she had made some big annual payments in Dec / Jan via the CC

Gonna query it too. I can assure you that FNB won't fix up what they know is their f up unilaterally. Wonder how much they gonna score from people who don't pay attention.

I got hit with an interest charge of R1300 in Jan, cos when they took the debit order payment (around 60k ) on 30/12 , there wasn't funds in my current account. I was on holiday and got my dates wrong . Transferred money into my current account on 31/12 (early morning) and the CC payment went immediately off. Thought I timed it perfectly.

When I got my statements a few days later, saw the service fee on my current acc for insufficient funds (fair enough).

Still waiting a month later for FNB to come back to me re how/why I had to pay a cost of R1300 for 1 days 'interest' on a debt of 60k (payment due amount). I don't dispute an interest charge. The amount is just wrong. The debt was cleared within 24-36 hours.
 
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sammi01

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TedLasso said:
My wife's was around 600 but she had made some big annual payments in Dec / Jan via the CC

Gonna query it too. I can assure you that FNB won't fix up what they know is their f up unilaterally. Wonder how much they gonna score from people who don't pay attention.

I got hit with an interest charge of R1300 in Jan, cos when they took the debit order payment (around 60k ) on 30/12 , there wasn't funds in my current account. I was on holiday and got my dates wrong . Transferred money into my current account on 31/12 (early morning) and the CC payment went immediately off. Thought I timed it perfectly.

When I got my statements a few days later, saw the service fee on my current acc for insufficient funds (fair enough).

Still waiting a month later for FNB to come back to me re how/why I had to pay a cost of R1300 for 1 days 'interest' on a debt of 60k (payment due amount). I don't dispute an interest charge. The amount is just wrong. The debt was cleared within 24-36 hours.
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Interest is charged from date of transaction, if not paid by interest-free due date.
 
TedLasso

TedLasso

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Just saw my Feb statement. They reversed the interest charges of R1300. Sweet. Don't know why they never came back to me on it . But not complaining as my concern was resolved.
 
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Meister-Man

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On PC, on a spousal account and the main spouse lost income.
1. When will fnb realize this (not sufficient deposits and therefore no longer meets the requirements for PC) and then I assume they will no longer qualify for ebucks?
2. When/ how is the 2nd spouse affected?
3. When will we lose eb's family points?
 
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Gtx Gaming

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Meister-Man said:
On PC, on a spousal account and the main spouse lost income.
1. When will fnb realize this (not sufficient deposits and therefore no longer meets the requirements for PC) and then I assume they will no longer qualify for ebucks?
2. When/ how is the 2nd spouse affected?
3. When will we lose eb's family points?
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You can fake the requirements. Just transfer money from another bank or account and transfer it back, you dont even need a salary to meet the requirements.
 
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