Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

Quick one: if I buy groceries on PNP website for delivery, will it count as ASAP if it's not on the app itself? ie. will it count for 30% ebucks or only 20%?
 
JOEY_8 said:
Ohh, yeah but that's not necessarily iStore, could just mean you can buy Apple device via the Partner Shop
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BBSA said:
What do you consider as a ebucks partner shop?

View attachment 1828021
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The device deal partners, FNB Connect, Hirsch's and iStore.

If you buy from Hirsch's or the iStore they are shipped/fulfilled directly from those stores. For the iStore those orders show up in your account/profile as if you've purchased directly from them.
 
Not exactly eBucks related but is the credit card debit balance straight facility interest rate typically the same rate for the budget facility?
 
Not directly related to eBucks, but it seems global account cards are no longer free.
From 1 July 2025, your FNB Global Debit Card will no longer be complimentary. As of the renewal date of your annual global debit card, you will be required to maintain the minimum balance in your account to qualify for either a full or partial rebate on your global debit card fee.

To qualify for a full or partial rebate on your global debit card annual fee, you will need to maintain a minimum balance of $500, €480, or £400 for 12 months in your global account. If the minimum balance is not maintained for the entire 12 months, the rebate will be calculated based on the months during which your account met the required balance.
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Ϲhristopher said:
Not directly related to eBucks, but it seems global account cards are no longer free.
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They also snuck in that FNB Channel Islands is not free for a balance of GBP2500. You now need GBP5000.

I missed this until I saw a charge.
 
Bob21 said:
They also snuck in that FNB Channel Islands is not free for a balance of GBP2500. You now need GBP5000.

I missed this until I saw a charge.
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Was minimum not increased to GBP3 500 to avoid monthly fee and the fee increased. Cancelled mine....
 
zerocool2009 said:
Nope. It should be on your monthly statement
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My CC statement only has the straight facility interest rate, hence the question. Apparently according to Secure Chat they are one in the same rate.
 
Spaj said:
My CC statement only has the straight facility interest rate, hence the question. Apparently according to Secure Chat they are one in the same rate.
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Nope, secure chat is wrong. The budget rate depends on the prime rate at the time. Currently my straight facility rate is 12.25% but I have a budget purchase from iStore currently which is at 13.5%. This is fixed and does not change when prime rate changes. It lists all the info each month on the statement in the transaction list between the debits and credits. For example:

Budget Facility Instalment 00001
Ebucks Ss-XXXX 644.94Cr
Interest : 113.02 Interest Rate 13.500% P.A.
Original Balance: 13 499.00
New Balance: 9 325.20
Direct Credit 0.00
 
Ϲhristopher said:
You can still buy from the iStore in the FNB app, which has a much higher earn rate.
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Agreed and already taking advantage of the new benefit. However, slightly lower device earn cap and not as simple as the previous benefit. Need to buy on CC budget or with Fusion account. Reward is spread out over 24 months instead of instant in the following month. Must stay on RL3 or higher every month to earn the allocation.
 
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