TV installation guys reversed into my bike

[seanyp00h]

Your premium shouldn't go up as you weren't the cause of the accident.

You will however fight forever and a day to get your excess back.

Also insurance companies push you premiums up every year because well...bull****.

So do what I do and simply tell them to **** off and then get a quote elsewhere or claim that you'll be moving. Magically your rate gets reduced to less than it was the year before.

Will give this a shot

 

[Archer]

So do what I do and simply tell them to **** off and then get a quote elsewhere or claim that you'll be moving. Magically your rate gets reduced to less than it was the year before.

It really is as simple as this. I've gotten more expensive cars/bikes, house contents etc and yet magically I'm paying less today than I did 4 years ago (and I've claimed)

 

[Brenden_E]

It really is as simple as this. I've gotten more expensive cars/bikes, house contents etc and yet magically I'm paying less today than I did 4 years ago (and I've claimed)

That is magical. What is your secret?

 

[Hemi300c]

Go through your insurance.
Your insurance will hold early bird liable if they are the registered owners of the vehicle. It's a company so you should get a full recovery and your premiums shouldn't be affected. If they are shop around for other insurance but through a broker.