- Apr 20, 2005
Valid points if done in an uncontrolled way.There are multiple issues at play here, and as much as we may not agree with Ntshavheni's uttering on this, its very likely what will happen purely due to the logistics of the whole thing.
Firstly there is the issue of who "owns" the goods after the insurance claims have been settled. Especially since SASRIA have delegated that normal insurers can process SASRIA claims up to R50k (if memory serves me correctly)
Then there is the issue of actually selling the goods in a reasonable orderly fashion at a value that doesn't totally undermine the retail sector. As much as people are saying that the middle/upper class would buy new appliances anyway that would not be borne out in reality. If someone could legitimately get a R15k fridge or R40k TV for 50% off, that works fine and looks good but doesn't have a warranty, even the upper and middle class would potentially be customers and that makes a significant dent in the retail market.
Then of course there are going to be the on running legal battles in relation to the products seized. If I bought a fridge 6 months ago, I don't necessarily keep the slip or the boxes for it so I would have almost zero immediate ability to prove ownership. Yes I could get my bank statements, or get the store to confirm legal ownership but that is not something the police are going to give 2 shytes about when they are rounding up goods at that point. So as those "processes" are playing out the police or insurance can't necessarily sell the goods to a 3rd party.
However, manufacturers will have many serials, can trace the logistics and supply chain etc. To then add a serial and a special condition is not difficult. The trick is to control how these items are donated/sold. Anything that can be abused will be abused. This is not new logistical problem, just on a different scale. If there really is a will, there will be a way.
Large scale natural disasters - use insurance items to replace on insurance?
Uninsured parties that lost everything. The items were already paid for - if they can prove payment?