Vapers to be classified as smokers for insurance

[MEIOT]

I use something called a Volcano Vaporizer.

Here is a guy on youtbe reviewing one:

If you smoke MJ I can highly reccomend it but my lungs still feel sore as hell after 30 bags in a day.

Nah - I'm good thanks That's a whole lot of getting high and so much effort too

 

[Koosie]

Outsurance currently do not classify Vaping as smoking.

 

[RaptorSA]

I use something called a Volcano Vaporizer.

Here is a guy on youtbe reviewing one:

If you smoke MJ I can highly reccomend it but my lungs still feel sore as hell after 30 bags in a day.

Jees, no thanks.
My MJ days are long gone.

 

[clickingbuttons]

Jees, no thanks.
My MJ days are long gone.

Teach me how to quit please

 

[Toxxyc]

Teach me how to quit please

Currently: Smoking MJ.
Tomorrow: Don't smoke MJ.

 

[noxibox]

Do these insurance companies ask you how much time you spend in traffic breathing noxious exhaust fumes, whether you work in an industry where toxins are present ?

If they are rating vaping health risks the same as cigarette health risks then they are just exploiting a soft target to reduce their liability without any scientific justification.

What I think is really happening here is that an insurance company has seen an opportunity to cash in on anti-vaping hysteria. It is exactly the behaviour we'd expect from a company.

 

[noxibox]

Jees, no thanks.
My MJ days are long gone.

Ironically there is evidence it may have neuroprotective properties. Smoking it is not healthy, although oddly enough tobacco smokers who also smoke cannabis have been found not to have the decline in lung function normally seen in tobacco smokers, possibly due to anti-inflammatory properties. If it proves to be neuroprotective and can be consumed in a safer manner then perhaps people who don't use cannabis should have to pay higher insurance premiums.

 

[noxibox]

If you smoke MJ I can highly reccomend it but my lungs still feel sore as hell after 30 bags in a day.

Well that sounds a bit excessive.

 

[Jabulani22]

Lung damage associated with vaping black market THC cartridges obtained from drug dealers ?
Who would have thought all drug dealers are untrustworthy ?

 

[Creag]

Long overdue that it is equally treated.

 

[zippy]

Well if we assume that vaping is actually very dangerous that person could probably get away with paying a lower premium while still engaging in the risky behaviour. For now until there is some way to prove that someone was vaping.

When you need to put in a medical claim and the tests come back to show smoking/vaping, then your insurance will decline payment on the grounds of fraudulent insurance declaration. Even if the condition being treated has nothing to do with smoking/vaping.

 

[Acid0]

Well, well, well.

Things I learnt today. Vapers are really easy to troll and they seem slightly more sensitive than atheists.

Can you imagine a vaping crossfit vegan......... that will be the end of humanity as we know it

 

[ISP cash cow]

Gum or patches don't imply low level nicotine use. Someone who has stopped smoking can continue to consume large quantities of nicotine.

Cigarettes have an average of 12mg (between 8-20mg depending on brand) of Nicotine per cigarette. Your nicotine patches give out 15mg per day which is about the equivalent of 1 cigarette a day (and this is also for the first 4 weeks) thereafter the users switch to a lower patch which only gives about 5mg per day of Nicotine. Also your Nicotine gum only give on average about 2-4mg per gum of nicotine so as you can see the alternatives are a lot less and will be detected on a cotinine test as a lot lower

If it did imply low level nicotine use then so would vaping.

If you are vaping with non Nicotine liquids you are not going to detect nicotine at all therefore it will not be detected in the test but if you are vaping with Nicotine based liquids then it will be detected and as the chart shows below some of the nicotine based vapes are high in nicotine

It delivers nicotine faster than gum, but far slower than smoking. That's the reason some smokers don't take to vaping. There is also a difference in the form of nicotine delivered. But they can definitely detect significant cotinine in regular users of the non-smoking methods of consuming nicotine. They'd have to look at other signs the person was actually smoking it.

I am not sure what you are getting at here? what other non smoking methods of consuming nicotine are you meaning?

The insurance company could not be bothered how the nicotine is being distributed into your body, to them you having Nicotine in your body poses a risk to their insurance risk profile of you and therefore they want to cover for that extra risk.

I do agree with you that the Insurance companies are not doing this for a welfare basis but purely monetary and risk cover for their own companies and in my opinion it won't be long before they band all vapors and e-cigarettes into the "naughty" basket with smokers, whether you are smoking nicotine or not - why? because they make extra money out of it.

 

[Happy Days]

So much hate for something that doesn't affect or harm anyone besides the user.

Maybe we should go back to cigs ços that's so much more pleasant for those nearby.

This exactly. No 2nd hand smoke for non-smokers to deal with. I too don't understand the hate.

My experience with the guys vaping is that they tend to produce much bigger smoke clouds. Very often I think that a car's on fire only to see the dude busy vaping. The vapers end up in the same spots as regular smokers and walking through their massive clouds is not a pleasant experience

What if you don't smoke, but live with a smoker?
You're going to be inhaling second hand smoke all the time.

That really depends on the agreement between the two parties. My brother-in-law was a smoker, but he only smoked outside the house and away from his wife and kids. He's smoking didn't impact them at all and they weren't exposed to second-hand smoke.

 

[ISP cash cow]

My mom and dad were heavy smokers and my mom was a dirty smoker, there was literally ash everywhere, the house always smelled of cigarettes and smoke and it would burn my eyes going into their little place when visiting.

a couple of years back my mom was told she had to cut off the cigarettes and she went off the cigarettes and went onto the e-cigarettes. I am not sure how healthy or non healthy it is compared to normal cigarettes but the environment thanks them for it. I don't see plumes of smoke coming from them when inhaling and it is quick and easy for them to take a hit and you can absolutely smell nothing and no ash or ashtrays anywhere in sight.

Vaping on the other hand, is like Indians sending smoke signals to one another

 

[Beyond.Celsus]

I've got really bad news for you.
Just because you can actually see the vaporized glycerine clouds from a vaper doesn't mean you're not getting everyone else's breath constantly flowing through your uppity nose.

I don't have to see it, or smell it.
Massive vape clouds put it literally in your face and you can smell that second hand, diluted (insert flavour here) and spit smell.

It's fecking gross dude.

 

[daveza]

The vapers end up in the same spots as regular smokers and walking through their massive clouds is not a pleasant experience

Walking through a fart is a much worse experience, let's ban that as well.

 

[daveza]

Long overdue that it is equally treated.

I think they should also increase premiums for those who suck on those candy cigarettes, they look like cigarettes so they must be harmful as well.

 

[Beyond.Celsus]

Walking through a fart is a much worse experience, let's ban that as well.

A fart is a natural process of the human body.
Vaping is not.

 

[daveza]

So if I came to your office the staff would prefer me to fart than to vape...