Spend more time with Herman.
hold on the 'goyfs no matter how good the deal is.
skip studying education. use NESFAS and go into studying programming, its what you enjoy most.
the Zen sac lands are an amazing investment.
Lorwyn has big money, as it rotates get more Thoughtsieze, VEndilion and cryptic commands.
you have already cheated on beatrix, end the relationship, she is ok with the idea of being friends with benefits, stop being an ass and do the right thing.
stop buying coke when you are working, save up more.
get your licence for your bike and car this year, its the only time you actually have the time to make time trust me.
Tell Gideon Marita is cheating on him, he finds out eventually, and years later you are the only one who lied to him about it, and it was not ofr a good reason really!
looking back a lot happened when I was 20.
the MTG cards I mentioned all came out that year, and I only had 4 of the cards mentioned here and this year I sold them or R40K now imagine I knew back then and picked some of them up for the R200 it would have cost me then?
I also lost my best friend, and my only regret was not spending more time wiht him.
also looking back, the year I was 20 would have been the perfect time to do my Licenses, it really was the age I had the most time to learn, now its a day leave to sort this kind of thing out. and when I was 22 I got a 5 year ban for driving without a license, so getting it when I was 20 would have changed my world a great deal.