What is the better car insurance for female student.

GAD

Well-Known Member
Joined
Nov 9, 2014
Messages
454
Hi all.

I just bought my daughter a 2011 Fiat 500 for varsity. What will be the best and most cost efficient insurance to choose from. I need to register the car but am not quite sure what will be the best option. My name. Her name or moms name. The reason for asking this is because of the First for woman insurance. My daughter will obviously be the main driver. Thanx everyone and appreciate all inputs.

Good day.
 

Nithan15

Expert Member
Joined
Aug 11, 2016
Messages
3,362
I would think on her name it would be very expensive as she is a new driver, insurance will see her more as a risk. It maybe cheaper on your name. If you are currently insured why not call your insurance for a quote to add it to your existing policy?
 

Ancalagon

Honorary Master
Joined
Feb 23, 2010
Messages
18,140
Phone them and ask them.

Whatever you do, don't lie to them. Tell them your daughter is the main driver, no matter who owns the car. I suspect ownership won't make a massive difference to the cost of insurance but I could be wrong.
 

Beachless

Executive Member
Joined
Oct 6, 2010
Messages
6,003
It's usually cheaper if you put everything in the family under the same insurance.
 

TheFriendlyGhost

Expert Member
Joined
Sep 28, 2015
Messages
1,607
did mine with discovery for my daughter - first time driver, so i kept the insurance on my name and made her the primary driver. didn't make a difference with the premium. Make sure that with whom ever you go to be very specific about who the primary driver is, where the car is parked day and night. I have heard horror stories of cars being stolen or written off and the insurance companies stepping back because of little details
 
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