I like my credit record clean and healthy, so from time to time I check my credit history and score. With Transunion and Experian i forgot my logging details, so I ended using Credit4life(XDS) to check my credit....I scored 871 which i believe is pretty good! Whats your Score? XDS is not so safe as I can check people credit record armed with ID no and cellphone number(people that I know or close tome).