Which bank would you open an account with?

Which bank would you open an account with?

  • Standard Bank

    Votes: 9 6.0%

  • Absa

    Votes: 9 6.0%

  • First National Bank

    Votes: 45 29.8%

  • Nedbank

    Votes: 13 8.6%

  • Capitec

    Votes: 26 17.2%

  • Discovery Bank

    Votes: 16 10.6%

  • Investec

    Votes: 16 10.6%

  • TymeBank

    Votes: 8 5.3%

  • Other

    Votes: 9 6.0%
  • Total voters
    151
Bradley Prior

Bradley Prior

MyBroadband Journalist
Staff member
Super Moderator
Joined
Oct 16, 2018
Messages
4,945
Reaction score
1,563
If you were to open a new bank account today, which bank would you choose?
 
Nedbank for 20 years. Never had a single issue. Mom as well is with Nedbank. In fact she opened my account as I was a minor.
 
I accounts with FNB (some 25 years now). However, my wife is with Discovery and their service and rewards are so much better. So we use her Discovery credit card for most things. And the rewards are really good compared to FNB.
 
Best customer service IMO - Nedbank.
If I wanted to do any regular online transactions - First National
For putting up with my shyte and offering a mostly reasonable service - Standard Bank
 
Tested out every bank. FNB was the only bank that offered me a credit card,Loan,phone contract. Only downside is their overcomplicated app where 80% of their features are useless and no fnb isn't that expensive. Find their payu account slightly cheaper than capitec. Rewards are decent don't think they are quite up there with discovery. For simplicity capitec always.
 
With FNB currently and is the only reason I'm with FNB. Don't like them as a bank.

I'd go with Capitec, but I don't want to spend my time standing in a queue at an ATM every week. That seems to be mandatory (by the looks of the queues).
 
Had Nedbank from 1979 to 2012. Up to 2008 it was really good and I got to know the staff in the bank. I had 3 business and 2 private accounts, turnover was R18m a year

Then mistakes started to occur. Resolving these took ever longer each time

In 2009 I qualified for a UK pension. The first 6 or 7 months payments came through. Then it stopped. It took 8 months to resolve. Nedbank provided several excuses, all incorrect

DOSS in the UK stopped remittances on my request and queried the missing payments with Nedbank. I had a snotty phone call from a lady in Nedbank accusing me of bad-mouthing Nedbank to UK DOSS. She said I had not reported a problem, nor given them a chance to correct it. I referred her to the lady at Nedbank Constantia who had been dealing with for 8 months

I never heard back from Nedbank

Instead I opened a Capitec acc in 2010. 100% from them in 15 years
 
TofuMofu said:
With FNB currently and is the only reason I'm with FNB. Don't like them as a bank.

I'd go with Capitec, but I don't want to spend my time standing in a queue at an ATM every week. That seems to be mandatory (by the looks of the queues).
Click to expand...
You can go to a cashier at PnP, Checkers, Game and a few more. Its a R1,00 fee
 
TofuMofu said:
I'm just making fun of the long lines at Capitec ATMs lol. I don't use cash ever :ROFL:
Click to expand...
Until the one day you do need cash

waiting-line-ticket-movie-queue.gif
 
zulucat said:
Nedbank for 20 years. Never had a single issue. Mom as well is with Nedbank. In fact she opened my account as I was a minor.
Click to expand...
One of my issues with Nedbank was OTP only via SMS, have they moved that to the app yet? Haven't checked since 2022 I think.
FNB's lack of support for international phone numbers is also super annoying.
 
MikeaMatrix said:
Until the one day you do need cash

waiting-line-ticket-movie-queue.gif
Click to expand...
I don't use cash. If I go somewhere where they want cash, I go somewhere else. Cash is an inconvenience. Haven't used cash in SA in a very long time and we travelled to 4 SEA countries in Feb/March and didn't withdraw a cent.
 
Its like asking which sex worker you plan to use next. My answer is no one. In a perfect world, the banks would pay you for the privelege of handling your money.

But my bank as not screwed me to much, and I feel that price is okayish for the no frills ride. Dont feel the need to increase my bank body count as yet.
 
TofuMofu said:
I don't use cash. If I go somewhere were they want cash, I go somewhere else. Cash is an inconvenience. Haven't used cash in SA in a very long time and we travelled to 4 SEA countries in Feb/March and didn't withdraw a cent.
Click to expand...
I get incredibly nervous when I have any amount of cash. I remember stressing having a R60 cash walking to my spaza shop :ROFL:
 
You must log in or register to reply here.
Back
Top
Sign up to the MyBroadband newsletter