Which Discovery Bank account do you have and what is your return(miles/cashback) per month ?

Which account do you have ?

  • Gold full banking Suite

    Votes: 1 11.1%
  • Platinum full banking Suite

    Votes: 0 0.0%
  • Black full banking Suite

    Votes: 2 22.2%
  • Purple full banking Suite

    Votes: 1 11.1%
  • Discovery Credit card only

    Votes: 3 33.3%
  • Other, please specify

    Votes: 2 22.2%

  • Total voters
    9
  • Poll closed .

James 77

Senior Member
Joined
Jul 27, 2019
Messages
786
As the title suggests, which account do you have and what is your monthly spend/return.

I will be on diamond vitality status by next week and my vitality money on silver. I don't think I will get to diamond on both though as the only Discovery products I have is a hospital plan with vitality, house insurance, and discovery bank gold full banking suite.

I'm undecided if it would be worth upgrading to the platinum banking suite to earn more miles etc. We do most of our monthly spending on the discovery credit card, and 95% of the time we shop at our preferred partners as well (Woolworths, Dischem and Sportsmans Warehouse).

Average spend on the card is roughly 12k per month, average return is about 5000-6000 miles per month (incl healthy food)
 
Last edited:

beefymoocow

Expert Member
Joined
Jun 19, 2006
Messages
1,353
As the title suggests, which account do you have and what is your monthly spend/return.

I will be on diamond vitality status by next week and my vitality money on silver. I don't think I will get to diamond on both though as the only Discovery products I have is a hospital plan with vitality, house insurance, and discovery bank gold full banking suite.

I'm undecided if it would be worth upgrading to the platinum banking suite to earn more miles etc. We do most of our monthly spending on the discovery credit card, and 95% of the time we shop at our preferred partners as well (Woolworths, Dischem and Sportsmans Warehouse).

Average spend on the card is roughly 12k per month, average return is about 500-600 miles per month (incl healthy food)

I’m on black. Getting about 45000 miles. Trying to break the 50k mark. It is possible. Soon I need to get my gran on my vitality. Hopefully than I can break the 100k mark.

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James 77

Senior Member
Joined
Jul 27, 2019
Messages
786
I’m on black. Getting about 45000 miles. Trying to break the 50k mark. It is possible. Soon I need to get my gran on my vitality. Hopefully than I can break the 100k mark.

49bdad6803059c335feafb4def5adcfa.jpg

0817dd3b513d16ef4b4f5546771a36c8.jpg
That’s very nice. I’d be happy to just get to diamond on bank and vitality health
 

James 77

Senior Member
Joined
Jul 27, 2019
Messages
786
Diamond is fairly easy on vitality. Bank you have to save quite a bit. 100k. But at least the benefit compensates for the low interest.
I’m a week away from being diamond on vitality. On the bank its a different story. Where can I see how many points I’d need to be diamond ? I don’t have debt, our home loans etc so I get zero points there.
 

hj007

Expert Member
Joined
Aug 30, 2006
Messages
1,866
I’m a week away from being diamond on vitality. On the bank its a different story. Where can I see how many points I’d need to be diamond ? I don’t have debt, our home loans etc so I get zero points there.
Thread necro - did you find a place where you can determine points required for vitality money levels?
 

James 77

Senior Member
Joined
Jul 27, 2019
Messages
786
Thread necro - did you find a place where you can determine points required for vitality money levels?
Yes, after an update last year you just log in on the bank and click on vitality money and scroll through the tabs. It’s quite easy to get to diamond though
 

hj007

Expert Member
Joined
Aug 30, 2006
Messages
1,866
Yes, after an update last year you just log in on the bank and click on vitality money and scroll through the tabs. It’s quite easy to get to diamond though
Is it possible to see the outline of whats required without having an account like vitality points? Or is it true they customize it per user?
 

James 77

Senior Member
Joined
Jul 27, 2019
Messages
786
Is it possible to see the outline of whats required without having an account like vitality points? Or is it true they customize it per user?
I believe you will be able to see the requirements for each different card color on the website.
 
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