Easy ways to move up to eBucks Level 5

FNB Premier customers do not have to burn a hole in their pocket, take out numerous home loans, or invest hundreds of thousands of rand to maximise their earning potential on the bank’s eBucks rewards programme.
Banking customers often complain that these types of requirements to make a rewards programme worthwhile exceed its potential benefits.
However, for FNB customers, a few adjustments to monthly spending and banking habits can quickly take you from rewards level 1 to level 5.
Your rewards level determines what portion of expenses an FNB Premier customer earns back in eBucks when spending at the bank’s partners.
Clients must use certain products or features on the FNB app to move up a level.
Meeting specific criteria gives you points that are combined to determine your level.
The points needed for each Rewards Level are as follows:
- Level 1: 0 — 3,999
- Level 2: 4,000 — 7,499
- Level 3: 7,500 — 8,999
- Level 4: 9,000 — 10,999
- Level 5: 11,000+
We’ve looked at the criteria to earn points and listed those that would give you enough to go up to Level 5 without incurring high costs on FNB’s products.
The majority of these require that the customer access or use certain value-added app-focused or digital features, such as the virtual card.
The table below shows the criteria that can get you to Level 5.
Easy criteria to meet to get to eBucks Level 5 | ||
Requirement | Description | Points |
No spending required | ||
Set up at least three nav>>Money Smart budget categories and access the Smart budget section every month |
|
1,000 |
View the “Track My Rewards” tab in the mobile app |
|
500 |
Search for a house on nav >> Home |
|
500 |
Requires little spending | ||
Pay streaming and online platforms with virtual card |
|
2,000 |
Use virtual card with FNB Pay/Samsung Pay/Apple Pay/Garmin Pay/Fitbit Pay |
|
1,000 |
Cash@Till |
|
1,000 |
Save R1,250 each month |
|
500 |
FNB Connect SIM spend |
|
500 |
Use the FNB app for six transactions |
|
2,000 |
Requires a credit card | ||
Set up auto-payment on FNB Premier Credit Card |
|
1,000 |
Mostly spend using your credit card |
|
1,000 |
FNB Fusion account |
|
1,000 |
Total | 12,000 |