Presented by Capitec

Is the Banking App you use worth it?

South Africa’s currency has plummeted after the axing of finance minister Pravin Ghordan, and the economic uncertainty paired with this should urge all South Africans to start managing their own finances more closely.

This is where mobility through a digital device comes in handy, as advancements in mobile technology and software seek to simplify our financial needs.

With mobility, users can do what they need immediately and hassle-free, making their lives not just easier but better.

This is ultimately why banking exists in the first place, yet long queues and “out of order” ATMs have made banking a headache for most.

Luckily, many banks have come to realise that customers need access to their financial information within seconds, and have now adopted the trend of banking apps.

Increasingly, over the past decade, consumers have been conducting more of their banking online, and so online banking services have migrated from desktops and laptops to smartphones and tablet computers.

Today offering an outstanding banking app is a big differentiator between local financial institutions.

With a banking app, you can access your accounts with one quick click and save time and money so you can spend them on the things you really want.

Of course, not all banking apps are created equal, and the best ones are free to download and use with no monthly subscription.

Ideally, apps should also allow you to transact entirely online without ever needing to set foot inside a branch and certainly shouldn’t charge you more for the mobile service – if anything, the cost of transactions should be lower than those in-branch.

With this in mind, one of the apps in the market that stands out is Capitec’s banking app.

The Capitec Bank app allows clients to access their accounts and enjoy affordable transacting from the comfort of their homes.

This ensures that standing in queues and spending more than is required becomes a thing of the past.

Not only are app transactions mush cheaper, allowing clients to make payments at half the branch cost, the app is also free to use.

In fact, MTN, Vodacom and Cell C subscribers pay zero data charges when they use the Capitec banking app.

Banking should be as seamless as sending a Whatsapp, and both queuing and spending more than is required a thing of the past.

Capitec Bank challenges the norm, and the user-centric approach is clearly demonstrated through the usability, simplicity and affordability of the app.

For more information about Capitec’s banking app, click here.


This article was published in partnership with Capitec.

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Is the Banking App you use worth it?