Finance365: The All-in-One tool to optimise your credit profile and protect your financial health

In today’s fast-changing financial landscape, staying on top of your credit profile is no longer optional but essential.
Finance365 is a free financial wellness platform that empowers South Africans to take charge of their credit health and protect themselves against identity theft and fraud.
Why Your Credit Profile Matters, Even If You’re Financially Comfortable:
A strong credit score doesn’t just open doors to lower interest rates on home and vehicle loans, it can also help you save significantly on insurance premiums, secure favourable business financing, and even impact your professional reputation.
Unfortunately, many South Africans only discover problems on their credit reports when it’s too late, either due to errors, outdated listings, or fraud.
That’s where Finance365 comes in.
How Finance365 Works:
After a quick and secure sign-up, you can instantly access your free credit report and score, as often as you like, with no impact on your credit rating.
In addition, you will:
- Receive notifications whenever meaningful changes occur in your credit report, helping you spot potential fraud or identity theft early, when it’s easiest to address.
- Get tailored tips and guidance on optimising your credit score, completely free of charge.
- Enjoy unlimited access to check your credit score and download your full credit report.
Why Regular Monitoring Is Important:

Anyone can be at risk of identity theft, which can quietly damage your credit profile and financial standing.
By checking your credit report regularly and staying informed, you can:
- Catch fraudulent activity early.
- Dispute errors before they affect your score.
- Ensure you’re always in the best position to secure favourable financial terms.
Whether you’re building your credit profile, planning a major purchase, or simply protecting your hard-earned financial reputation, Finance365 is your trusted partner.