{"id":497589,"date":"2023-06-26T10:48:15","date_gmt":"2023-06-26T08:48:15","guid":{"rendered":"https:\/\/mybroadband.co.za\/news\/?p=497589"},"modified":"2023-06-26T19:11:46","modified_gmt":"2023-06-26T17:11:46","slug":"best-insurance-companies-in-south-africa","status":"publish","type":"post","link":"https:\/\/mybroadband.co.za\/news\/industrynews\/497589-best-insurance-companies-in-south-africa.html","title":{"rendered":"Best insurance companies in South Africa"},"content":{"rendered":"<p>Insurance is critical for any responsible South African, and there are several great local insurance providers to choose from.<\/p>\n<p>The best long- and short-term insurance companies in South Africa include Oneplan, Momentum Life Insurance, Absa Insurance Company, Discovery Insure, and Auto &amp; General.<\/p>\n<p>These providers will protect you against unfortunate and expensive events that could derail your financial health.<\/p>\n<p>They offer low monthly premiums and competitive excess payments across life, car, home, medical, and pet insurance.<\/p>\n<p>You can learn more about these insurance providers through the <strong><a href=\"https:\/\/features.mybroadband.co.za\/insurance-hub\/index.php?utm_source=MyBroadband&amp;utm_medium=Article&amp;utm_campaign=June+2023\" target=\"_blank\" rel=\"noopener\">MyBroadband Insurance Features Portal.<\/a><\/strong><\/p>\n<p>We have detailed what each of these insurance providers offers, below.<\/p>\n<h3 class=\"my-4\"><strong>Momentum Life Insurance <\/strong><\/h3>\n<p>With a proud claims payment history of consistently paying more than 99% of all death claims, Momentum Life Insurance provides reliable life insurance cover to safeguard you and your family from the financial uncertainty that comes with the death of a loved one.<\/p>\n<p>With proper planning a Momentum Life Insurance payout will take care of your family and financial commitments when you no longer can, like paying for living expenses, settling debt like car or bond repayments and providing for your children\u2019s educations.<\/p>\n<p>With a lump sum payout from Momentum Life Insurance, you can secure the financial security of your loved ones in the event of you passing away. You can also include disability and critical illness cover to better suit your needs.<\/p>\n<p>What\u2019s more, with Momentum\u2019s revolutionary new LifeReturns\u00ae discount mechanism, you can use your smartphone to complete a quick digital health assessment screening, similar to taking a short selfie video, to calculate your personalised life insurance premium discount of up to 35%.<\/p>\n<p><strong><a href=\"https:\/\/features.mybroadband.co.za\/insurance-hub\/features\/momentum-life-insurance?utm_source=MyBroadband&amp;utm_medium=Article&amp;utm_campaign=June+2023\" target=\"_blank\" rel=\"noopener\">Learn more about Momentum Life Insurance here.<\/a><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-497605 size-full\" src=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/1200x800-Momentum-2.jpg\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/1200x800-Momentum-2.jpg 1200w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/1200x800-Momentum-2-600x400.jpg 600w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/1200x800-Momentum-2-800x533.jpg 800w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/1200x800-Momentum-2-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h3 class=\"my-4\">Oneplan<\/h3>\n<p>Oneplan has been delivering health and financial solutions that are easy to use, accessible and offer comprehensive cover that clients can self-manage through our tech savvy insurance tools in the South African market for over a decade.<\/p>\n<p>Health and Pet Insurance Plans that suit any budget in order for our clients to have peace of mind knowing they are covered for the expected, unexpected and everything in between.<\/p>\n<p>Oneplan is for aspirational consumers wanting to access a better life for themselves, their families, and their pets.<\/p>\n<p>It is for consumers who are looking for solutions to make today easier, because life is full of pressures and challenges.<\/p>\n<p>Our Health Insurance products are affordable and don\u2019t compromise on quality benefits.<\/p>\n<p>They offer financial protection for those who previously could not afford private healthcare and the rising costs of medical aids.<\/p>\n<p>Oneplan Health Insurance benefits cover day to day, casualty and in-hospital admissions and more from as little as R450pm.<\/p>\n<p>Oneplan Pet Insurance is built and managed by a team of people who truly love pets as much as our client do.<\/p>\n<p>A range of pet plans to choose from that cover the small and the big stuff at vets like Vet Visits, Routine Care, unforeseen Accidents and Illnesses, kennel cover, post-operative surgery, and more.<\/p>\n<p>Plus Oneplan Pet Parents get exclusive access to monthly discounted shopping storewide in the Onepet Store.<\/p>\n<p>Savings clients can use to make their premiums even more affordable with Oneplan.<\/p>\n<p>Oneplan remains the leader and first ever Health Insurer in South Africa to pay claims before our clients see the doctor, all made possible with the Onecard&#x2122; and Oneplan App.<\/p>\n<p><strong><a href=\"https:\/\/www.oneplan.co.za\/?utm_source=MyBroadband&amp;utm_medium=Article&amp;utm_campaign=June+2023\" target=\"_blank\" rel=\"noopener\">Oneplan \u2013 To Make Today Better<\/a><\/strong><\/p>\n<p><em>Authorised FSP. Underwritten by Bryte Insurance Company Ltd, a licensed Insurer &amp; Authorised FSP (17703). T&amp;Cs apply. Prices are risk profile dependent.<\/em><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-497731 size-full\" src=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Oneplan-Pet-Health-Insurance.png\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Oneplan-Pet-Health-Insurance.png 1200w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Oneplan-Pet-Health-Insurance-600x400.png 600w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Oneplan-Pet-Health-Insurance-800x533.png 800w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Oneplan-Pet-Health-Insurance-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h3 class=\"my-4\"><strong>Absa Insurance Company \u00a0<\/strong><\/h3>\n<p>Absa Pet Insurance offers a wide range of insurance cover options that will protect you against expensive veterinary bills.<\/p>\n<p>There are four main products to choose from:<\/p>\n<ul>\n<li><strong>Accident Cover<\/strong> \u2013 From R115 per pet per month. Annual limit of R10,000<\/li>\n<li><strong>Hospital Cover<\/strong> \u2013 From R200 per pet per month. Annual limit of R45,000<\/li>\n<li><strong>Classic Cover<\/strong> \u2013 From R315 per pet per month. Annual limit of R48,000<\/li>\n<li><strong>Premium Cover<\/strong> \u2013 From R460 per pet per month. Annual limit of R75,000<\/li>\n<\/ul>\n<p>Absa Pet Insurance prioritises excellent customer service to ensure all your claims are handled quickly and effectively.<\/p>\n<p><strong><a href=\"https:\/\/features.mybroadband.co.za\/insurance-hub\/features\/absa-pet-insurance?utm_source=MyBroadband&amp;utm_medium=Article&amp;utm_campaign=June+2023\" target=\"_blank\" rel=\"noopener\">Learn more about Absa Pet Insurance here.<\/a><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-497597 size-full\" src=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Absa-Insurance-Feature-2023.jpg\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Absa-Insurance-Feature-2023.jpg 1200w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Absa-Insurance-Feature-2023-600x400.jpg 600w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Absa-Insurance-Feature-2023-800x533.jpg 800w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Absa-Insurance-Feature-2023-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h3 class=\"my-4\"><strong>Discovery Insure<\/strong><\/h3>\n<p>Discovery Insure offers a wide range of insurance products \u2013 from business insurance and business assurance, to gap cover.<\/p>\n<p>It is well-known for its shared value model that rewards its clients with lots of extra value if they perform actions that make them less likely to file a claim.<\/p>\n<p>For example, Discovery Insure\u2019s business insurance product incentivises companies to treat their employees in ways that reduce the likelihood that the client would have to claim on behalf of the employee.<\/p>\n<p>Through this model, Discovery Insure has grown to be a leading South African insurance company that has expanded its presence to international markets.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-497599 size-full\" src=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Discovery-Insurance-Feature-2023.jpg\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Discovery-Insurance-Feature-2023.jpg 1200w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Discovery-Insurance-Feature-2023-600x400.jpg 600w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Discovery-Insurance-Feature-2023-800x533.jpg 800w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Discovery-Insurance-Feature-2023-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h3 class=\"my-4\"><strong>Auto &amp; General<\/strong><\/h3>\n<p>Auto &amp; General is a leading South African insurer that is committed to paying 100% of valid claims.<\/p>\n<p>Established in June 1985, this proudly South African company has made its mark globally.<\/p>\n<p>While it is a diverse, agile and evolving company, constantly pursuing new ways to deliver on our customer\u2019s changing needs, its commitment to service excellence remains constant.<\/p>\n<p><strong><a href=\"https:\/\/features.mybroadband.co.za\/insurance-hub\/features\/auto-and-general?utm_source=MyBroadband&amp;utm_medium=Article&amp;utm_campaign=June+2023\" target=\"_blank\" rel=\"noopener\">Learn more about Auto &amp; General here.<\/a><\/strong><\/p>\n<p><em>Auto &amp; General is a licensed non-life insurer and FSP. Terms and conditions online.<\/em><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-497601 size-full\" src=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Auto-Generaly-Insurance-Feature-2023.jpg\" alt=\"\" width=\"1200\" height=\"800\" srcset=\"https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Auto-Generaly-Insurance-Feature-2023.jpg 1200w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Auto-Generaly-Insurance-Feature-2023-600x400.jpg 600w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Auto-Generaly-Insurance-Feature-2023-800x533.jpg 800w, https:\/\/mybroadband.co.za\/news\/wp-content\/uploads\/2023\/06\/Auto-Generaly-Insurance-Feature-2023-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The best insurance companies available to South Africans include Oneplan, Momentum Life Insurance, Absa Insurance Company, Discovery Insure, and Auto &#038; General. <\/p>\n","protected":false},"author":23,"featured_media":497591,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28937],"tags":[2186,78512,25197,87383,87381],"class_list":["post-497589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industrynews","tag-absa","tag-auto-general","tag-discovery-insure","tag-momentum-life","tag-oneplan"],"_links":{"self":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts\/497589"}],"collection":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/comments?post=497589"}],"version-history":[{"count":1,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts\/497589\/revisions"}],"predecessor-version":[{"id":497595,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts\/497589\/revisions\/497595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/media\/497591"}],"wp:attachment":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/media?parent=497589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/categories?post=497589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/tags?post=497589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}