{"id":597059,"date":"2025-06-02T09:00:00","date_gmt":"2025-06-02T07:00:00","guid":{"rendered":"https:\/\/mybroadband.co.za\/news\/?p=597059"},"modified":"2025-06-02T11:46:52","modified_gmt":"2025-06-02T09:46:52","slug":"fnb-price-changes-announced","status":"publish","type":"post","link":"https:\/\/mybroadband.co.za\/news\/banking\/597059-fnb-price-changes-announced.html","title":{"rendered":"FNB price changes announced"},"content":{"rendered":"\n

FNB has announced its annual pricing adjustments, making several changes to its fee structures and monthly account charges. The amendments take effect on 1 July 2025.<\/p>\n\n\n\n

The bank said its latest pricing review demonstrates its understanding of the financial pressures South Africans face.<\/p>\n\n\n\n

“These changes reflect the bank’s focus on delivering value that extends beyond fees to enrich customers’ banking experience and overall lifestyle,” it said.<\/p>\n\n\n\n

The bank has made inflation-driven fee adjustments and said it has significantly enhanced the benefits customers receive.<\/p>\n\n\n\n

According to Christelle Pretorius, FNB’s personal core banking CEO, FNB’s customers have come to expect support and assistance in their daily financial lives.<\/p>\n\n\n\n

“Our customers expect more than competitive pricing,” said Pretorius.<\/p>\n\n\n\n

“These latest adjustments reinforce our commitment to providing clear, understandable, and affordable banking solutions that deliver genuine value.”<\/p>\n\n\n\n

FNB has also made several changes to its eBucks rewards programme. According to FNB eBucks CEO Pieter Woodhatch, the programme aims to address customer lifestyle needs and financial priorities.<\/p>\n\n\n\n

“eBucks is central to the integrated value we offer our customers across FNB and RMB Private Bank,” he said.<\/p>\n\n\n\n

“We’ve made great strides in tailoring our rewards to cater to the real needs of consumers across all income segments, through the smart use of consumer insights.”<\/p>\n\n\n\n

According to Woodhatch, the eBucks programme has given customers R2.2 billion worth of rewards over the past year.<\/p>\n\n\n\n

Through its partnership with Pick n Pay, it has given away 3.4 million “99c bread offer” vouchers since it launched in 2024 September 2024.<\/p>\n\n\n\n

“Additionally, R295 million in eBucks was paid for spend at Engen and R98 million in eBucks spend at clicks in the last 12 months,” says Woodhatch.<\/p>\n\n\n\n

“eBucks plays a vital role in helping customers across all life stages and income levels stretch their monthly budgets for necessities such as groceries, airtime, fuel, clothing, and travel.”<\/p>\n\n\n\n

FNB’s annual price changes for the 2025\/26 financial year, effective from 1 July 2025, are provided below.<\/p>\n\n\n\n

FNB Personal Banking account changes<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

FNB’s personal banking accounts include its Easy Pay-as-you-use (PayU), Easy Bundle, Aspire, and Premier products, all of which received slight increases in their monthly account fees.<\/p>\n\n\n\n

Pretorius said the bank has simplified its charges with a flat-fee structure to help customers manage their money.<\/p>\n\n\n\n

“Our updated bundles make payments easy to understand, include real-time payment options, and offer everyday rewards and bundles,” she said.<\/p>\n\n\n\n

“Clearer, lower transaction costs mean our customers can manage their finances more predictably and efficiently.”<\/p>\n\n\n\n

FNB has cut the real-time payment fee for Easy PayU customers from R8 to R3.50 per transaction, while its Easy Bundle, Aspire, and Premier customers get free real-time payments up to a certain threshold.<\/p>\n\n\n\n

Easy Bundle customers can process real-time payments up to R1,000 per month for free, while the threshold for Aspire and Premier customers is R2,500 and R4,000, respectively.<\/p>\n\n\n\n

Thereafter, these customers pay R10 per R1,000 up to a maximum fee of R50 per transaction.<\/p>\n\n\n\n

Standard transactions for Easy PayU customers cost R1 for FNB-to-FNB payments and R2 for FNB payments to other banks.<\/p>\n\n\n\n

Easy Bundle, Aspire, and Premier customers pay R2.00 for any debit order or digital payment fees when made through the FNB app.<\/p>\n\n\n\n

These customers pay no fees for FNB-to-FNB transactions.<\/p>\n\n\n\n

Regarding cash withdrawals, Easy PayU customers pay R12 per R1,000 withdrawn at ATMs and retail partners.<\/p>\n\n\n\n

Easy Bundle, Aspire, and Premier customers get free cash withdrawals through ATMs and Cash@Till partners.<\/p>\n\n\n\n

These customers can withdraw up to R1,500 per month for free for Easy Bundle accounts, and up to R2,000 and R3,000, respectively, for Aspire and Premier accounts.<\/p>\n\n\n\n

Thereafter, these customers pay R2 per withdrawal through Cash@Till transactions and R2.70 per R100 withdrawn at FNB ATMs.<\/p>\n\n\n\n

Regarding monthly account fees, Easy PayU customers will pay R1 more per month from 1 July 2025.<\/p>\n\n\n\n

Easy Bundle customers will pay R73.50 per month, up from R69, while Aspire customers will pay R120 per month, up from R115.<\/p>\n\n\n\n

FNB’s Premier product now starts at R250 per month, up from R240 per month.<\/p>\n\n\n\n

The table below summarises FNB’s monthly account fee changes for its Easy PayU, Easy Bundle, Aspire, and Premier products, effective 1 July 2025. <\/p>\n\n\n\n

Other account fees are summarised in the table further below.<\/p>\n\n\n\n

Account<\/th>New monthly account fee<\/th>Old monthly account fee<\/th>Change<\/th><\/tr><\/thead>
FNB Easy PayU<\/strong><\/td>R7.50<\/td>R6.50<\/td>R1.00 (+15.4%)<\/td><\/tr>
FNB Easy Bundle<\/strong><\/td>R73.50<\/td>R69.00<\/td>R4.50 (+6.5%)<\/td><\/tr>
FNB Aspire<\/strong><\/td>R120.00<\/td>R115.00<\/td>R5.00 (+4.3%)<\/td><\/tr>
FNB Premier<\/strong><\/td>From R250.00<\/td>From R240.00<\/td>R10.00 (4.2%)<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n
Account<\/th>FNB to FNB<\/th>FNB to other banks<\/th>Real-time payments<\/th>Cash withdrawals (ATM\/Cash@Till)<\/th><\/tr><\/thead>
FNB Easy PayU<\/strong><\/td>R1.00<\/td>R2.00<\/td>R3.50<\/td>R12\/R1,000<\/td><\/tr>
FNB Easy Bundle<\/strong><\/td>R0.00<\/td>R2.00<\/td>R1,000 free per month, R10\/1000 (max R50) thereafter<\/td>R1,500 per month (then R2.70 per R100)<\/td><\/tr>
FNB Aspire<\/strong><\/td>R0.00<\/td>R2.00<\/td>R2,500 free per month, R10\/1000 (max R50) thereafter<\/td>R2,000 per month (then R2.70 per R100)<\/td><\/tr>
FNB Premier<\/strong><\/td>R0.00<\/td>R2.00<\/td>R4,000 free per month, R10\/1000 (max R50) thereafter<\/td>R3,000 per month (then R2.70 per R100)<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n
\n\n\n\n

FNB Private Banking account changes<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

FNB made pricing adjustments to its Private Wealth and RMB Private Bank products, with their monthly account fees increasing by R30 from R595 per month to R625 per month from 1 July 2025.<\/p>\n\n\n\n

However, the bank has left the monthly account fee for its Private Clients product at R455 per month.<\/p>\n\n\n\n

The single fee for each of these accounts includes extensive benefits, including:<\/p>\n\n\n\n

    \n
  • An FNB Fusion account<\/li>\n\n\n\n
  • Credit card<\/li>\n\n\n\n
  • Global account<\/li>\n\n\n\n
  • FNB Channel Islands account<\/li>\n\n\n\n
  • Money Maximiser Savings account<\/li>\n\n\n\n
  • FNB Stockbroking and Portfolio Management Local and Global Trading Account<\/li>\n\n\n\n
  • FNB Private Wealth Non-Trading Juristic Account<\/li>\n\n\n\n
  • Access to Securities Base Loan<\/li>\n\n\n\n
  • Access to a Secured Revolving facility.<\/li>\n<\/ul>\n\n\n\n

    Regarding real-time payments, Private Client customers get instant payments up to R10,000 for free, while Private Wealth customers get up to R30,000 in free real-time payments.<\/p>\n\n\n\n

    Private Wealth customers also get unlimited cash withdrawals free of charge, while Private Clients account holders get free ATM cash withdrawals up to R8,000 per month.<\/p>\n\n\n\n

    FNB Private Wealth customers pay no charge for payments from their FNB account to accounts at other banks.<\/p>\n\n\n\n

    The table below summarises FNB’s monthly account fee changes for its Private Clients, Private Wealth, and RMB Private Bank products, effective 1 July 2025.<\/p>\n\n\n\n

    Account<\/th>Minimum earnings (per annum)<\/th>New monthly account fee<\/th>Old monthly account fee<\/th>Change<\/th><\/tr><\/thead>
    Private Clients<\/strong><\/td>R750,000 – R1.8 million<\/td>R455.00<\/td>R455.00<\/td>R0.00 (0.0%)<\/td><\/tr>
    Private Wealth<\/strong><\/td>R1.8 million +<\/td>R625.00<\/td>R595.00<\/td>R30.00 (5.0%)<\/td><\/tr>
    RMB Private Bank<\/strong><\/td>R750,000 +<\/td>R625.00<\/td>R595.00<\/td>R30.00 (5.0%)<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"

    FNB’s annual price adjustments will take effect on 1 July 2025.<\/p>\n","protected":false},"author":341076,"featured_media":543305,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10106],"tags":[55482,13767,18390,1313],"class_list":["post-597059","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-banking-fees","tag-ebucks","tag-first-national-bank-fnb","tag-fnb"],"_links":{"self":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts\/597059"}],"collection":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/users\/341076"}],"replies":[{"embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/comments?post=597059"}],"version-history":[{"count":6,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts\/597059\/revisions"}],"predecessor-version":[{"id":597158,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/posts\/597059\/revisions\/597158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/media\/543305"}],"wp:attachment":[{"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/media?parent=597059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/categories?post=597059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mybroadband.co.za\/news\/wp-json\/wp\/v2\/tags?post=597059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}