Quote Originally Posted by saturnz View Post
doesn't change the fact that you said you based your posts on only the facts, when you clearly made at least one assumptions, and continue to do so

until next time
Ouch, you take clutching at straws to the next level.

There was nothing to assume, whatever the 3rd party insurer would have offered the op is irrelevant, hence my posts were only based on fact - fact being if you have insurance you do not claim from the 3rd party insurer.