You cannot regulate common sense or moderation. This of course is all in light of the terrible events in the EC, but those young people didn't die from consuming alcohol. and being present where the alcohol is sold doesn't exclude you from events that lead to death. For me, the less government...
Usually, it's when servicing or fixing things over a year outpaces the cost of repayments on another one over that same year, then it's time to change.
Mine is paid off with nearly 150000km, but it's still cost-efficient, so until that changes I will save a deposit and pay off my home loan more...
I love this country, I don't want to leave, I don't want to leave my family. But I have options from a career and passport point of view should things get majorly out of hand.
My decision is usually based on if I need specific things, or if I just want things you only get at certain places.
Eg Checkers has a lot to choose from if you preselect subs, but they are often out of stock. Pnp though are more likely to have what I ask for no subs, but waiting at your phone...