Recent content by bchip

  1. bchip

    The 49MB Web Page

    I dont know how legit this article is, in the US you can buy unlimited GB for $25 a month and in Europe for $15 a month. Not sure if anyone is complaining about megs Most are watching youtubes and instagram videos on the buses and trains which uses significantly more data ** If you look at the...
  2. bchip

    Vibecoding: a beginner's guide

    I tried out Cursor to see what all the hubbub is about - but for Android Apps. Background: Ive got quite a bit of programming experience. At the end of the day I was able to create an app in a language I didnt use before and it went fast However there were at least 3 major hurdles that I...
  3. bchip

    Forex Brokers South africa

    I used to work for a hedge fund, we tried to develop some systems with them. Only thing I'll say is the user always comes out 2nd, they just dont know it. The company is a listed for profit company that unlike other brokers, Ig makes money when you lose. Other companies are neutral that make...
  4. bchip

    Forex Brokers South africa

    I would never deal with IG markets, dodgiest company Ive ever come across...
  5. bchip

    All you programmers out there, please chime in.

    If your competing for a traditional corporate ladder "become a programmer -> sen dev" then.. I dont want to tell anyone its not possible, but its going to be very difficult. Also taking into account the fact that Ive heard a lot of programmers themselves are looking for work in SA (even those...
  6. bchip

    Buying property vs renting and investing in the S&P 500 – Here’s the winner

    Do you really need me to answer this question? No idea with the water...never used excessive water, was only for 2 ppl. Even in winter the amounts didnt fluctuate. So this is an avg months statement
  7. bchip

    Buying property vs renting and investing in the S&P 500 – Here’s the winner

    3300 - property tax 2100 - water 450 - refuse 340 - VAT ---- 6200 1500 - insurance ----- 7700 From an old statement
  8. bchip

    Buying property vs renting and investing in the S&P 500 – Here’s the winner

    Absolute rubbish...
  9. bchip

    Buying property vs renting and investing in the S&P 500 – Here’s the winner

    In Sandton the COJ rates are R6000 per month on a house worth R4m (1000 sqm) Then theres still electricity and insurance above that.
  10. bchip

    Magnus Heystek Tweet on pension funds invested

    From the PICs own website https://www.pic.gov.za/Pages/listed.aspx#shortpoint-tab-1=shortpoint-gt-1-i-3 Our investment mandate prescribes that up to 10% of its AuM can be invested outside of South Africa. Five percent of this is invested in offshore equities and the remainder in the rest of...
  11. bchip

    Magnus Heystek Tweet on pension funds invested

    And then theres articles like this...I wouldnt be surprise if the PIC underperformed the charts over 5 years https://www.bloomberg.com/news/articles/2022-06-14/south-africa-s-biggest-fund-manager-links-suspensions-to-probe?
  12. bchip

    Magnus Heystek Tweet on pension funds invested

    As hamster pointed out the majority of the pension funds by PIC has to be in SA. The ANC has mentioned it a few times that they want to change the laws so that its only SA funds. And theyve also mentioned using the cash from PIC to help with failing SOE's Dec 2020...
  13. bchip

    Magnus Heystek Tweet on pension funds invested

    5 years in USD terms -19%
  14. bchip

    Mother's wasted retirement funds, now has to live with me - need advice

    What policy or investment is this? Thats a 15% return which is double what any bank offers. #would really like to know
  15. bchip

    Pizza! Pizza! Pizza!

    The basil leaves burn in the oven, so its not great to put it on before.
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