I have done loads of calculations to see how eBucks can still be feasible for me and how I could reach Level 5, but I'm officially giving up.
Even by taking up additional short term insurance products to reach Level 5, I'll still only get 20% back in flights. So I have to take up their car...
The only way I can see getting to Level 5 now without taking up their insurance, or using their underwhelming TFSA, is by opening a notice savings account and making sure you have enough money in there for the 3000 points. Or am I missing something?