Recent content by Concerned citizen K

  1. Concerned citizen K

    How to calculate your credit score – and why it’s so important

    Paying it off won't boost your credit score as much as keeping the available balance below 50% of your available credit limit. Credit cards are extremely powerful in boosting credit scores if managed properly
  2. Concerned citizen K

    How to calculate your credit score – and why it’s so important

    You can't purchase a credit score. You build a credit score by honouring monthly payments to your creditors. If you don't have any active accounts open a small clothing account and pay the account monthly. You will in no time generate a credit score for free
  3. Concerned citizen K

    How to calculate your credit score – and why it’s so important

    There is no clear answer on how credit scores gets calculated. Each bureau has it's own distinct formula they work with. I have come across this good article explaining the different credit bureau score cards https://creditsalvage.co.za/index.php/all-blogs/41-ultimate-credit-score-guide-2020
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