Recent content by Deago999

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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    ok?
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    yup agreed so not as valuable as I thought. Nedbank is crappy as greenbacks is you can get up to 2% so in actuality - Investec scores pretty low on rewards to effort (and money) ratio
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    At a high level - there are 5 reward tiers. But from the looks of things - the majority of your greenbacks come from earning greenbacks on your credit card spend - and depending on which CC you go for (Amex etc) and your reward tier - you can get up to 2% back on your spend. Earnings on fuel is...
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    Yeah ok so there is a R30.00 fee for simply having the product. And hten if you use it it will be the R30 fee + R69.00 NCA fee (Toallying R99.00) IMO? The fusion product isnt worth it (I really dont like overdrafts anyway) - its probably worth just getting the Premier bundle (Cheque + CC) for...
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    isnt that a little deceitful on FNB's end? Arent they going to start charging a R69/m fee - whether you use the fusion credit or not - where in the past you only paid for it if you used it.
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    The across 3 categories thing is honestly so dumb... what does the bank actually get out of R100 being spent across 3 categories? Madness.
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    So the below is how to get to level 5 with least amount of FNB products: Min Deposit of R16500 AND 10 Debit Transactions = 2000 3 Smart Budget Categories Check Credit Status Monthly = 250 Light Green or Dark Green Credit Status = 500 View Track My Rewards = 250 Grow your savings by R1400 = 500...
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    so basically your earn rate on your cash spent per level is: Leve 1 = 0.25% Cash back level 2 = 0.5% Cash back level 3 = 0.714% Cash back Level 4 = 1% Cash Back Level 5 = 1.25% Cash back. (This does not account for points earned from qualifying balances aka balances of your loan)
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    Ive done some digging on the investec front. The basics ive learnt so far: So what I know so far: 1. At a minimum - you earn 1 point for every R20.00 you spend (on qualifying transactions) 2. Qualifying transactions = using your card for purchases, specific debit orders, 3. 1 point for every...
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    eish - you mus be in the know then. I tried to read through the ucount rewards system on their website - and it was a pretty rough read - I left their site not being able to recall my own name let alone understanding how their system works.
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    and the concensus is? :popcorn:
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    Honestly thats kinda another gripe of mine. The Ebucks criteria really dont favor an individual. 1. I literally am excluded from the FNBY - I don't have kids (nor married). (Same reason I cant earn EB on the netflix expense) 2. I dont have a mortgage (yet) - so quite literally cant benefit. So...
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    yeah - kinda what I was referring to mentioning the vouchers / the store is basically useless.
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    You are right - and I'm definitely not loyal to FNB (or any company for that matter) - I think what a lot of people take exception to is - if the rewards system is exceeding what they had budgeted for - there are more efficient cuts that can be made that I think a lot of people would care less...
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    you are correct - m mistake - will edit the previous post.
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