Recent content by droidx

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    Car Finance - What is the average rates nowadays?

    They dealerships definitely get commission on the deals they do. If it is at a high rate, for someone with good credit history, the amount goes up so there's no incentive for them to get a better deal unless you walk away. I squeezed prime out of the dealer, also citing investec. I also hate...
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    The Audi Thread

    Audi provides an initial 5 year 100k km freeway plan on all new cars. So if you buy a low mileage second hand car, for example 4.5 years and 40 000km. You could then extend the time of the plan and your mileage limit would remain 100 000km. Any mileage added goes on top of the initial 100...
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    The Audi Thread

    The higher you go with mileage, the much more expensive it gets. Time based extensions are cheap. To give an indication, I was quoted R29k for 5 years, time based. 5 years plus 20k km, the quote was around R47k. To extend 5 years plus 50k km, the quote was around R61k. I think that one you...
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    The Audi Thread

    It does indeed. My Fiancé bought a Mercedes shortly after I bought my Audi. They offer a 6 year 100 000km plan which can extend for two years. Hers was a 2015 model and mine 2016 with around the same mileage. Audi at the time only allowed up to two year extensions which was rather expensive...
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    Warranty vs Maintenance Plan

    Just to add here, Audi recently revamped their maintenance plan offering on extensions. After June this year if I remember correctly. The prices to extend are now much better. When I bought my audi last year, I got a quote of around R20k per annum to extend (no mileage), now I can extend for 5...
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    Traffic Fines

    I have an issue with a fine I received. Firstly, I wasn't in the area the fine was issued. Secondly, the fine is for driving with an expired license disk, which is not true. I am not sure how the fine was issued, perhaps cloned plates but then the disk should also have plate numbers (my SO been...
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    Funny Pictures Thread – No. 6

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    Car Finance - What is the average rates nowadays?

    Agreed with the above. Their commission depends on the credit rating of the individual. When I bought my car, their commission dropped significantly as I insisted on prime or I would do the deal elsewhere. They got on a call with the bank and made it happen. They are not motivated to get you...
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    eBucks voucher exchange or give away

    Voucher cap available this month. R1500 worth, eB3528 per R500 voucher.
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    They've referred it to the credit card department. Turn around time of 3-5 days. Let's see, will probably be a bit of back and forth on this one. This morning I got charged an unpaid fee of R120. Their system seems delayed, because the unpaid portion was reversed on fusion but not yet on...
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    Thanks for this explanation, I have mailed my banker. My credit card limit is R50k. The statement was R48k. On 14/10/2019 I paid R50k, so I had a positive balance. Then the normal swipes went off and by the time this deduction was made, I was in credit by less than R2k (new swipes). In my mind...
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    Looks like you might be correct on that one. Wonder if I have a case of arguing it. I'm not sure when they usually calculate the auto payment. Quite a big gap between 14 & 26 October. Do they calculate it on the statement balance at the beginning of the month?
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    Do you get penalised for exceeding overdraft? I seem to recall this in previous rules. Background: I made an unusually large payment on my cc, I have auto payment set to full amount. I settled my credit card on 14 October and the auto payment went off yesterday. The result was that the auto...
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    Football banter thread

    I must have missed some of the post game scenes, did we celebrate like this?
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    FNB eBucks Weekly Deals 2019

    Thanks guys, pulled the trigger last night, now eagerly await delivery. Tried doing some research, but for the price it seemed good. So I'm now out of ebucks, but hoping it would have been worth it!