Recent content by DS_

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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    I have been with FNB 20+ years, but moved my home loan from them to ABSA few years ago. Got a huge difference in the rate (+-3%). Loan transfer costs were covered also. So you can move your home loan if you want to.
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    Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

    Which bank is worth to check if I decide to move my account from FNB?
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    Valr Profit and Loss Statement

    https://www.cointracking.info/
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    Mind The Speed Support

    Thank you for the response. Please explain me how the router becomes my property. Do I have to send it to you in case of cancellation? One person of your support team told me few years ago that I have to return it back. He referred to the link https://www.mindthespeed.co.za/terms-and-conditions
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    Mind The Speed Support

    I have been your customer for 5 years and I am satisfied with the service. When I signed up you sent me a router, I assume it remains your property. What happens if it breaks? Are you going to replace it?
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    Investments -> Tax -> Sars

    https://justonelap.com/reducing-tax-on-interest-earned/
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    Help understanding investments and tax?

    https://m.facebook.com/groups/thefatwallet/
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    Retirement annuity question

    You will probably like this group: https://m.facebook.com/groups/thefatwallet/
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    Retirement annuity question

    Correct. TFSA 36k limit per year. Otherwise penalty. At 54 you have a good opportunity to save on taxes investing in RA. You can take out of the tax up to 350k (or 27.5% of total income). Depending on your circumstances next year you can get this money back from RA fund.
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    Retirement annuity question

    It's two different products. TFSA you invest AFTER tax money. You are not able to claim tax back. RA (pension) this portion is tax deductable.
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    Retirement annuity question

    Yes Have a look at the attachment.
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    Retirement annuity question

    If you want to go offshore as much as possible but still be within RA requirements... There is an interesting option, just found myself: https://www.prescientonline.co.za/ Check High Street High Equity Prescient Fund Fee 0.95% They are getting around 90% offshore exposure. Your money - your risk.
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    FNB Cell Phone Tap and Pay Offline

    I had similar issue with FNB tap to pay 2 weeks ago. Support suggested to install Google wallet and use it. Changed NFC settings. No problems so far.
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    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Yes, you can. It was discussed many times here: https://m.facebook.com/groups/thefatwallet/
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    Redmi Note 11 series... thoughts?

    Also waiting for it. Hope it will be available on Amazon.
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