Recent content by fidgit

  1. F

    Credit card - reduced settlement

    Im not upset about the bank expecting payment. That I understand. I dont understand why banks here cant offer a service similar to many other countries when it comes to debt settlement. I'm more upset that people have lost empathy for their fellow human, and feel the banks are more deserving.
  2. F

    Credit card - reduced settlement

    Well no, a friend would understand and appreciate my predicament, have some compassion for where I am, and if he was as desperate for the money as I am, then I would make a plan with them that would try work for us both. He also would not have charged me the interest rate the bank did, or he...
  3. F

    Credit card - reduced settlement

    Well my means changed quite dramatically, through no fault of my own. The bank is unable or unwilling to hear that. They earn 2x or 3x the principal through comparatively very high interest rates. At the same time they continue to push more and more credit facilities to me every single time I...
  4. F

    Credit card - reduced settlement

    Thanks this is a really great article. As I said I do wish to pay off the debt if I can afford to. However I do find it ironic to talk of bank customers being unethical and morally incorrect when banks worldwide are consistently the worst offenders.
  5. F

    Credit card - reduced settlement

    You sound like fun. Claiming "There is not such thing on a credit card as a reduced settlement" sounded quite definitive, when as mentioned it is common elsewhere. So I just wanted to confirm. I'm sorry it triggered you.
  6. F

    Credit card - reduced settlement

    Bearing in mind also that I could be leaving the country, and hypothetically they could lose the entire debt as I leave and don't pay (not what I want to do but an option for anyone in this situation)
  7. F

    Credit card - reduced settlement

    Hmm, maybe you mean there is no such thing in SA? Across Europe and the US they have debt/credit card settlement as a common solution. One of many example links - https://www.forbes.com/advisor/debt-relief/debt-settlement-negotiations-diy/
  8. F

    Credit card - reduced settlement

    Hi All, I have an FNB credit card I've had for years, pretty much always close to the limit of credit and always paid as much as I can every month, normally a little more than the minimum repayment due (yes I know thats not recommended). My work and life has got more tricky, and now I may have...
  9. F

    SITA experience or advice?

    Hello folks, We are an SA business - our product is a connectivity solution - that battled and won pilots with a Government Department, which is now moving forward to an intention to purchase. We are on the Treasury database, and the department has asked that we look into Transversal Contracts...
  10. F

    Help! Confusing SITA process

    Hello folks, We are an SA business - our product is a connectivity solution - that battled and won pilots with a Government Department, which is now moving forward to an intention to purchase. We are on the Treasury database, and the department has asked that we look into Transversal Contracts...
  11. F

    ICASA Type Approval - how long does it take?

    First time we did it, with FCC and CA already in place, it took nearly 8 months. We are now doing it for a second time, with FCC and CA, and have found an organisation that can track and possibly expedite and they say minimum 3 months - not sure of their name but someone found them on google...
  12. F

    E3131 Huawei or other PPP 3G dongle

    Hello, Needing to find a good supply of the now discontinued E3131 3G dongle made by Huawei, or can anyone recommend another similar spec dongle that also supports PPP
  13. F

    Managing nationwide street level teams?

    We would like to find around 100 peeps across SA to help us with some basic computer stuff - essentially updating hard drives. This would be instead of using mobile data - the less money we give to telcos the better - and upskilling and employing some folks is good for the soul. I...
  14. F

    Priority 3G subscription on cellular network?

    A friend recently visited from Finland and told me about a 3 euro bolt on to his contract - It gives him priority 3G in those instances where the cell tower's throughput (or whatever) is not enough to handle the amount of traffic. Anything like that offered in SA - either for a consumer...
  15. F

    SA Start-up just closing our first round...now what?

    Hello all, I am the founder of a SA and Finland based digital media start up. We've been bootstrapped for 18 month - hard graft, maxing credit cards and sofa diving for change at the end of each month. But now we are on the verge of closing our first round with a most excellent strategic...
See more
Back
Top
Sign up to the MyBroadband newsletter
X