Recent content by happyCoder

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    Standard Bank uCount

    Ucount tracks I think from the 16th of the month till 15th of the next month. The first month they probably just put you on Tier 1 becuase they don't know how to calculate the average for half a month.
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    Parquet flooring

    https://loba.co.za/ is some expensive imported stuff you can use. Might be better to use these products occasionally with just some normal floor cleaner
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    I currently have an RA with Allan Gray and considering moving to Easy Equities. But after the ICE3x scandal, I'm really weary where I leave my money

    That's the way I understand it but have not looked at it in depth. EE will charge you a fee when you buy an etf and sell while Sygnia will charge you a fee continuously. You will have to graph it out to figure out how many years it will take for it to be cheaper on EE. It's probably not enough...
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    I currently have an RA with Allan Gray and considering moving to Easy Equities. But after the ICE3x scandal, I'm really weary where I leave my money

    Seems like it is only for ETFs and ETNs. It's on the main Sygnia RA page under Fees: ETFs and ETNs Administration fees are charged as follows when you invest in ETFs and ETNs on the Sygnia Alchemy Platform. Minimum R500 per month. Of this amount, the minimum investment amount in any ETF must...
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    I currently have an RA with Allan Gray and considering moving to Easy Equities. But after the ICE3x scandal, I'm really weary where I leave my money

    It's actually cheaper to have long term Sygnia ETFs on EE. Sygnia charges a platform fee that you do no get charged when you use EE. So once you make up the once of transaction fee you will be earning more on your investment
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    Should fromsoftware games have an "easy" mode

    Souls games are the combat, if you take that away you don't have a game.
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    Naked vs MiWay Blink vs Outsurance —the easiest way to get your car insured

    Naked is structured that they take 30% of the premiums and the rest goes into claims. They then donate what they have left over at the end of the year. The key point here is that when Naked pays out claims it does not cut into their profits which makes them much more likely to pay. No other...
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    Mazda 3 (2021) faulty cruise control

    If they keep saying that they have to see something wrong in the diagnostics, return the car a buy a different brand. Mazda is not great with supporting there cars after sales
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    Can I employ a child to do part time work?

    If you are just paying him a few hundred rand no one will honestly care. Just send him some money into his bank account as a gift and a thank you. No need for formal contract etc. It is just some fun for the kid.
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    Why cryptocurrency arbitrage is taking the industry by storm

    I see VALR is now offering the service which is at least a "trusted" company in most peoples eyes
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    Retirement Annuity (RA) or not?

    An RA becomes a better option the older you are as the it then becomes less about the RA performance and more about the tax benifit as the time till withdrawal is less. The other main factor is your tax bracket. If you are in a high tax bracket it also becomes more attractive. I would probably...
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    Vumatel discontinuing 10/2Mbps and 20/2Mbps service from the 1st of April 2021

    Still have not heard anything from Cell C. Don't you have to give a months notice before telling someone they have to pay more? or can they just say a few days before that I need to come up with x amount of money to pay them?
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    When did you last change banks?

    Tried to change to FNB last year from Standard Bank. There was an issue every step of the way. So much admin. Ended up cancelling the FNB and staying with SB. I did end up changing accounts types at SB in preperation for my move. So reduced my fees from R200 a month to a R5 MyMo account and...
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    Covid vaccine - public or private?

    Discovery will then have to pay for the burn treatment. It is in Discovery best intrest for us not to get covid or some bad side effect from a vaccine becuase Discovery will have to foot the bill.
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    Explore Data Science Academy

    I wonder if they are going to filter some of their students to work in there utilities division? https://explore-utilities.com
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