I work for a company and have subordinates, thus employer and employees. I also have a domestic worker and a bloke assisting periodically in my garden, thus the options above should include an employer and employee choice.
No, they provide a service. Think of it like you fill up your tank, the fact that you drove into a group of people killing 5 down the read has nothing to do with the petrol station owner.
No, there is no benefit unless it is a cash-flow issue. When the price is higher one month further, you rush to fill up at the price you were trying to avoid, this it is only the price difference for one month (over all time).
These 5 tests executed within 3 minutes from basically the same spot where I sit and work, see how the service jumps up and down. I am also amazed to see that there is such a big difference between Cellular (MTN 5G) and Vox Telecoms (100/50Mbps) Fibre