Recent content by jman

  1. jman

    Discovery Vitality [2019]

    Does anyone know what day these vitality reward points expire? Is it Wednesday, Friday, or Sunday? I have 105 points expiring this week, would rather use them than to let them expire
  2. jman

    Pension fund - best one to get?

    That's a good question.. I don't have one myself, but look for an independant (not one that works at a bank, financial institution selling products, etc), and charges a flat fee for their services, i.e. not a percentage of your investments
  3. jman

    Pension fund - best one to get?

    10x, Nedgroup (core funds), Sygnia. Sounds like you need a financial advisor though.. Here's a great blog post on the topic: http://www.stealthywealth.co.za/2018/01/the-best-ra-in-south-africa.html
  4. jman

    Huawei P20 / P20 Plus

    Yes, but only the faster speeds apply to LTE..
  5. jman

    Huawei P20 / P20 Plus

    Lte-A, sure, it's faster. But this is in areas where LTE is not available. We're both sitting on H or H+. So theoretically should be the same
  6. jman

    Huawei Mate 20

    I'd get it checked out. Surely @Huawei can help?
  7. jman

    Huawei P20 / P20 Plus

    One thing I've noticed is my girlfriend's P20 Pro will have the same signal as my Mate 10 Pro (same network), but her phone's data will have more throughput than mine, i.e. in times when signal is poor. I know there are many factors to consider, but just interesting
  8. jman

    Samsung Galaxy S7 Gold

    Sold
  9. jman

    Discovery Vitality [2019]

    I think it might be a ferrero rocher box you can spend 25 points on and collect @ pnp
  10. jman

    Anybody signed up with Tymebank?

    Cool, thanks @TymeGuy . I wonder, for international card purchases, what the spread on those transactions will be. Because Capitec has no spread. Going overseas in July and I don't particularly want to open another account for this
  11. jman

    Discovery Vitality [2019]

    Well that sucks. Thanks for the feedback though
  12. jman

    150k Investment (6-12 months)

    I wouldn't go into a high risk investment if it's such a short term. There's a good chance you could lose money. If looking at 6-12 months, just put it in a fixed deposit or notice account from African bank. They have the highest interest rates I believe. Or Tymebank. They have a R100k deposit...
  13. jman

    Some financial advice

    RA vs TFSA: sure, not a big difference really (other than the fact that your TFSA is not reg28 constrained). But TFSA vs normal ETF investing: huge tax saving as the years go by
  14. jman

    Anybody signed up with Tymebank?

    Yeah I'm not sure.. Semantics?
  15. jman

    Some financial advice

    I can't find the article right now, but someone did the maths and it's best (tax wise) to first max out your TFSA (but make sure you're in equities with EFT's), then tackle your RA/Pension/Provident up to 27,5%. Any money left after that, and you have some good problems. But it really depends...
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