Recent content by Juanado

  1. J

    What book are you reading at the moment ?

    Odyssey by Stephen Fry :)
  2. J

    How much money do you earn? And how do you spend it?

    A great reminder that at the end of the day we are all mortal. Personally, and also having no dependents, I’d like to die with nothing. Those speakers sound life changing!
  3. J

    SARS eFiling 2025/2026

    Jip, you love to complain
  4. J

    How much money do you earn? And how do you spend it?

    As long as you’re happy and it works for you, then that’s okay
  5. J

    SARS eFiling 2025/2026

    They're not useless. They're actually pretty good at what they do. South Africans just love to moan.
  6. J

    How much money do you earn? And how do you spend it?

    I think you’re over engineering and ending up with an actively managed portfolio that’s sub optimal
  7. J

    How much money do you earn? And how do you spend it?

    You can see my previous years’ posts on how I spend… but I’m single with no kids which makes things a lot easier. I don’t intend to have kids either. House is paid off :)
  8. J

    How much money do you earn? And how do you spend it?

    Success bias. This is not a sustainable way to build wealth. Having all your eggs in your employer’s basket is so silly.
  9. J

    How much money do you earn? And how do you spend it?

    Sounds like you’re running on a hamster wheel with far too much activity to underperform the index. Your TFSA alone is invested in too many things. 91 positions is crazy.
  10. J

    How much money do you earn? And how do you spend it?

    Nope - stock picking isn’t the way to build wealth. And looking at the past and saying that’s repeatable doesn’t work either.
  11. J

    How much money do you earn? And how do you spend it?

    Do you stock pick?
  12. J

    How much money do you earn? And how do you spend it?

    Yeah, for the last two years I've been up R2.5m each year on a cost-of-living of R500k. So, each year has bought me 5 years' worth of expenses or thereabouts.
  13. J

    How much money do you earn? And how do you spend it?

    There are so many people who earn a lot more, but have a lot less because they live beyond their means.
  14. J

    How much money do you earn? And how do you spend it?

    My guess is a pretty consistent investment of around R30k to R50k a month, with some bonuses sprinkled in. But that’s only possible when you live below your means.
  15. J

    How much money do you earn? And how do you spend it?

    The idea of giving my time to an employer when I no longer need to just do it can fill my time is quite depressing. The second you leave or pass away, they move on.
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