Had private banking at FNB, then switched to Investec. The experience with Investec is just way better. There's just more value at Investec:
My bank charges are less than FNB's (R295 vs R399)
2 bonds financed at Prime -. With FNB, my bond was at Prime +
My Investec life insurance policy is...
I'm paying prime - 0.65 for both of my properties with Investec. Both bonds were registered this year. The 1st bond was moved from FNB where I was paying prime + 0.25.
2nd bond was for a property purchase this year. I got:
100% at Prime - 0.65 for 20 years - ABSA
100% at Prime - 0.3 for 20...