Well, Bank Zero forever delaying their launch, apparently forever caught up in beta testing. Hopefully the final product will be worthwhile.
Tymebank is indeed garbage - opened an account and almost immediately regretted it - they placed a hold on my account, apparently an unauthorised deposit...
Bank Zero launching next year..... or next year..... or next year....or
Whenever they launch in the far flung future, I hope they better then Tymebank - Tymebank totally garbage!