Recent content by marysms

  1. M

    Found Collectors coins in my house during renovation

    I am doing renovations in a house that I bought a many years ago, and as some walls were knocked off, we found some collectors coins. What is my best course of action, do I consider the coins mine as no-one ever came to claim those coins over the years?
  2. M

    Offer to purchase question

    Transfer "duty is payable within six (6) months from the date of acquisition" otherwise you will be charged a penalty/interest. So the acquisition date is usually considered to be the day the OTP is accepted and also remember Transfer Duty receipt is required for the transfer process. So just...
  3. M

    Offer to purchase question

    After a very long wait, I just got the news that the transfer has been done. Just a question, wrt to state of the property, the seller cancelled gardening services last month and the garden has not been attended to since last month, is it reasonable for me to ask the seller to clean up the...
  4. M

    Offer to purchase question

    I have taken occupation of a property I am in the process of purchasing, the pool heat pump, it trips the breaker every-time its switched on, the electrician came and did a CoC and said all from an electrical installation was fine but he will not test the Heat Pump as that is not part of his...
  5. M

    Offer to purchase question

    Just ask them all for discounts, the worst they can say is no.
  6. M

    Offer to purchase question

    Yay, finally literally by month-end you might be having your keys
  7. M

    Offer to purchase question

    I think you have answered yourself, you have had some contracts for the same house for the past 7 years, you wouldn't mind renewing them for the next 7 years, the only difference here with a bond is that you sign a longer contract, either way you will need a place to stay and even if you sign a...
  8. M

    Offer to purchase question

    Hi All, just a question on Electrical COC, an electrician has issued a COC for the property I am in the process of purchasing and the first thing on the COC is wrong, they have said that the supply is a single phase, yet its clear from just looking at the reading the meter at the gate that this...
  9. M

    Property fixtures & fittings when buying a house

    Just out of curiosity lets say the Agent advertises that property has a borehole water, does it also mean I must test to see if the borehole pump is working, how do you get borehole water if the pump is not working? Also if on the advert they say recently serviced irrigation system, does it...
  10. M

    Offer to purchase question

    Depending on the option you used for applying for your bond, if you used the FNB App or digital channels then you will get 50% discount on Bond Attorney Fees. For Transfer Attorneys it a tricky one, usually works better if you have an arrangement with the seller when it comes to selection of...
  11. M

    Offer to purchase question

    Crazy, the bigger the figure, the bigger the taxman bites
  12. M

    Offer to purchase question

    Transfer proforma invoice for a 3.25m house, at least no bond on this one, less costs
  13. M

    Offer to purchase question

    The credit rating system has a lot of holes, its not there to protect the the individuals but rather credit providers. For instance if I am making a home loan application why can I not apply to multiple institutions to get the best quote? It goes to penalize you when you look for competitive...
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