If you are willing to put in a bit of work yourself you could look at getting a 220V AC to 5V DC converter and do some soldering. Something like this.
EDIT: I have done this myself for one or two devices.
They were logging this particular breaking change as a warning prior to the 2021.7 release. It is worth taking a look at the logs from time to time as it is a common practice of theirs to log warnings about future breaking changes.
Yea that is a real pain as I quite like the unlock and tap to pay option. Hopefully they will release a new app version which allows us to select the virtual card. Otherwise that rule is just plain stupid imo.