I was told at a young age that the smallest thing you ever put into your ear is your elbow! However, I love my earbuds. The manufacturers will just have to come up with a replacement for the little plastic bits
Although bank charges are minimal at Capitec, I also prefer FNB. There are just so many perks at FNB and one of them is EBucks. I also have a funeral policy with them with excellent cover at a reasonable cost. No problems with pay out either.