Ok so if im on the essential smart and something happens to me in an emergency do I get to choose which hospital I go to on the Smart hospital list?
How would this same scenario pan out if I went to the dynamic smart?
So the Essential Smart and Essential Dynamic Smart have a premium difference of about R400...is the ONLY difference the "Ask Discovery" option to find a hospital?I can't see how that could justify R400 less?
I'm on the Essential Delta Core...premium around R2700.I have to pay my GP the full amount for a consult around R650.
What I've just noticed is that if you go onto the Essential Smart or Essential Delta Smart you only pay R130 co-payment for the GP consult.Looks like im moving to one of those...
The Essential Smart,Essential Dynamic Smart and Active Smart seem to have some alarming EXCLUSIONS:
"Surgery for oesophageal reflux and hiatus hernia
"Back and neck treatment or surgery"
"Knee and shoulder surgery"
"Joint replacements, including but not limited to hips,
knees, shoulders and...