Recent content by SharkBait

  1. SharkBait

    Mistakes have been made (Finance)

    Thanx, but like I said, it is sad, but I don't think most people in my position would be as blessed as I am, to have a family member that can assist. :-(
  2. SharkBait

    Mistakes have been made (Finance)

    Whatever dude.
  3. SharkBait

    Mistakes have been made (Finance)

    I do not think it would help, but will gladly share. I found a dealer that offered me the best price for my car (3008 GT). Best offer was R550k and that was R200k shortfall. I was unable to get a loan from most banks for that amount, so I turned to family and someone was able to loan the money...
  4. SharkBait

    Mistakes have been made (Finance)

    HuH? Also, back then I wasn't on a budget...?
  5. SharkBait

    Mistakes have been made (Finance)

    Yes, after a long time I did and did take a big nock as well, but at least things are looking up again. Didn't buy a new car.
  6. SharkBait

    Mistakes have been made (Finance)

    Yes, all payments up to date. Phone is R899 a month and I have do not pay for the fiber connection.
  7. SharkBait

    Mistakes have been made (Finance)

    The max I am willing to go is R350k. This must include the shortfall.
  8. SharkBait

    Mistakes have been made (Finance)

    When I bought the car, it was R700k something and they only had one with a sunroof, which increased the amount a bit and they had to load +-R20k to settle my previous car. Interest rate is 8% but not locked. We are married out of commune and the house is in both our names, but gets deducted...
  9. SharkBait

    Mistakes have been made (Finance)

    Interest rate is at 8%, but yeah. Also, I know I was stupid, again this is not the reason for the thread. I just needed some advice and it seems I was right with the steps I want to take, so lets see what happens and I will post back in a couple of days/weeks when things have changed. :)
  10. SharkBait

    Mistakes have been made (Finance)

    Fully agree, hence me trying to make a plan.
  11. SharkBait

    Mistakes have been made (Finance)

    Still struggling to get a settlement letter from my banker... Remember I mentioned Standard Bank earlier... Also, my risk profile might be higher, because of the kms I drive to work and back or something. My current insurance is the cheapest I could find. Even outsurance paid me R500, because...
  12. SharkBait

    Mistakes have been made (Finance)

    The car was just over R750k and has just under 12k km on the clock. Trade value for these cars, I think, are not that good though.
  13. SharkBait

    Mistakes have been made (Finance)

    True, but that was not the focus of this thread. :p
  14. SharkBait

    Mistakes have been made (Finance)

    I love the car, but Standardbank is just one of those banks that does not seem to care. That was my first option.
  15. SharkBait

    Mistakes have been made (Finance)

    True words, @Tinuva .
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