Thank you for the answers community.
All my accounts are paid up its just that the two credit bureaus still reflect an old account which has 4 months missed payments.I was battling during Covid and decided not to pay it then but it is now settled and closed.
I know banks mostly check...
I want to find out which bank uses which credit bureaus to assess your credit risk.
I would like to apply for a credit card but my XDS and Experian(Mycreditcheck) is in the red whilst
my Transunion and Experian(Mycreditexpert) are looking very good.
I have exhausted all options to fix my...