Recent content by Sputnik100

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    Vehicle Finance - Bank vs Dealer

    Could it be that dealerships "insist" on arranging the finance for the commission they receive? I've never used a dealership to arrange finance as I suspect my bank gives me a better rate when I apply directly. (I don't know if this is true, though.) In terms of the law, the dealership cannot...
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    Offer to purchase question

    Correct. And the only reason I would put it on record at 18:00 that I haven't received anything, is that they may deliver a signed contract tomorrow and claim that they accepted it before it lapsed...
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    Offer to purchase question

    Offers for immovable property must be in writing (Alienation of Land Act). The WhatsApps and messages with a "counter offer" is no offer. Most OTPs -- especially the standard pro forma ones from estate agents -- specifically state your offer is irrevocable until the expiry date/hour. If that is...
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    Upgrading driver's licence to different code

    The old Code 10 is now C1 (heavy goods vehicle up to 16 000 kg) The confusion seems to be that you want to "upgrade" your B/EB/08 license to a C1/C. It is not technically possible to do so. You have to go through the entire process (learner's, driving test) to get a new code of license. And your...
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    How do I benchmark a TFSA account?

    Your simple growth was 22,2% for the period of +- 4 years (not annualised). I think collective investments in multi-asset, High Equity category is an appropriate benchmark as that is basically the type of fund you will invest your pension in for the long term. Over the past 5 years...
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    15 Years Domestic Worker with no UIF

    As far as I know, UIF only takes into account your last 48 salary payments for credits (yes, I know they want your FULL employment history, but they only take into account the last four years to determine what you qualify for). If one backdates the appointment date to 4/5 years instead of 15...
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    Lost Phone picked up on Find iPhone. Options?

    The other problem is whether the location is accurate... Like this poor chap in Pretoria who had literally thousands of people knocking on his door looking for their stolen goodies. Turns out the tracking software is anything but fail-proof. Quite a few media outlets reported on the issue, but...
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    SA media faces 'grim future' as it battles falling revenues – Reuters study

    If I'm not mistaken, you get an ad-free experience if you subscribe. But still, I'm not subscribed. I'm just concerned that we bemoan the standard of journalism, but at the same time demand to get it for free. I guess we get what we pay for?
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    SA media faces 'grim future' as it battles falling revenues – Reuters study

    How does porn make money? It is not advertising revenue.
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    SA media faces 'grim future' as it battles falling revenues – Reuters study

    Just out of curiosity: Does anyone singing the praise of Daily Maverick donate/subscribe to their "insider" club? @Johnatan56 , @Gordon_R ? They are doing a good job, yes, at a massive loss. They are pioneering the "begging" model in South Africa like the Guardian in the UK. It requires big...
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    ^This, plus @Dolby , I might just add: Cash passport is a forex offering subject to exactly the same rules and laws as foreign cash notes. I.e. Can only buy with a plane ticket up to 30/60 days before departure, technically have to sell back the currency within 30 days of arrival. Before the...
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    You do earn points for having a savings account (formerly known as "savings pocket") as it forms part of your "savings and investments" just like the Money Maximiser account. PC: You get 1500 points for having more than R97500 in any of those accounts (even combined) and get extra 500 for...
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    Your spouse wouldn't need to meet the strict requirements to have a Premier bank account. The minimum deposit per month, for instance, is much lower. However, your spouse will now also have to earn eBucks in terms of Premier rules, not gold. You both retain your separate eBucks profiles, both...
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    Tips to Boost your eBucks - 1 July 2019 to 30 June 2020

    This just came through from eBucks. They are pushing hard for "inclusive family banking" and linking your accounts. Spouse won't qualify for travel discount anymore if it is not linked... How your spouse & kids can continue to qualify for discounts For your spouse to continue qualifying on the...
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    FNB Spouse Fees

    So, this just came from eBucks... It is now a requirement to link your profiles to receive certain benefits such as travel discounts... How your spouse & kids can continue to qualify for discounts For your spouse to continue qualifying on the main member’s discounts of up to 40%* off on...
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