Went through the bond process about a month ago.
Got 6.0%, 100% bond. FNB and Std both offered 6.0% but decided to go with FNB.
I initially told the bond originator not to submit my application to FNB because I wanted to use nav home and get the discounts. She wasn't happy about potentially...
My friend raised her son in a flat until he was 3. They also didn't have a bath and bought one of those portable bath things and used the shower to fill it - it worked well.
But ultimately you need to do what's best for your new family. People will always give their opinions, especially when...
I've noticed that on some Lead Home listings on Property24, they literally photoshop the grass to be way greener. I confirmed this when we went to view a home with Lead Home as the agent and there was actually no grass.
Exibit A:
Included in CTC:
- Medical aid (tax benefit)
- Pension / provident fund contribution (have to have this)
- Group life cover
Outside of CTC:
- Performance bonus
- Unlimited annual leave (within reason). This is by far my favourite benefit. It is only allowed from a certain job level upwards...