Recent content by W1th

  1. W1th

    2018 Volkswagen Arteon

    Blue one in the pfoto is AWESOME looking though...Sad indeed as I have one and LOVE the car !
  2. W1th

    2018 Volkswagen Arteon

    uhm....Okay .... https://www.cars.co.za/for-sale/used/2020-Volkswagen-Arteon-2.0-TSI-R-Line-4Motion-Auto-Gauteng-Vereeniging/8683812/
  3. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Sensorei, Prof Google say October 2022 at 7.6%, what is your rate at if it's way higher ? :unsure:
  4. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    They actually do, if marginally ... Is that 9.7% on R1M ? (Level income...) and I think current inflation is 7.6%, The proverbial "bollie" hit the fan if this goes up, and you have a locked in Guaranteed return.
  5. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Just my 2c (and uneducated thoughts), will not take the 5% option (or inflation linked), they really giving you your own money back by with holding 5% per month right at start of investment. Straight level income is almost R3k per month more (AssuPol) , If you so feel inclined take the...
  6. W1th

    TRADE IN - Samsung (Slow to refund ?)

    Hello, I recently decided to trade in my Samsung S20 and get a new Z Fold. Part of the trade in deal is a guaranteed R10K refund for your old phone... Nice, right ! So this happened on the 5th September, Phone was sent to them a week later and feedback was that payment will be the 13 October...
  7. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Sygnia yes ... don't know Just - will investigate - Thanks :)
  8. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Hi, Yes it will probably be what I will do (not with these funds, not now) ..., As always on forums people have selective reading syndrome. (respect to everyone that has replied) As I said right in the first post, I know what I want to do and as such do not see the use for a FA. And I wanted to...
  9. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Interesting....will investigate.Thanks.
  10. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    https://satrix.co.za/products/product-details?id=44 Just took the first one that I recognised ...it's like that on their website... Total fees for this fund is more than 3%... Day done- Got to go ...
  11. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Just more than 3% per year on this one (for everything) R30k a year gone on fees alone if R1M , R2500 a month ! And this is just one fund ! Again no expert so I might be simplifying things here or misunderstanding things ... Speedster ? PS - like your Car !
  12. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Fedgroup - Answer my own question ... https://www.fedgroup.co.za/wealth/secured-investment/rates-and-options
  13. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    Thanks, will investigate :) Regarding 5%, ... I refer to cost per all the Funds you are invested in, Not FA fees.
  14. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    That's Awesome, thank, completely forgot about Fedgroup , That is GOOD returns !! Can interest be paid out monthly ?
  15. W1th

    Why the F must I use a Financial Advisor ? GUARANTEED Annuity

    My point ! Thank you, sir ! And we are being indoctrinated that Living Annuity is the way to go, cause there are flexibility, inheritance, keep track with inflation etc etc . Go look at that fees, Sure 10x 1%, Precipient (spelling?) 1% , the rest 2%+ , but heck 1% on millions is a lot of money...
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