Recent content by wetwipes

  1. W

    Improving Credit Score

    If my post is humble brag then yours certainly qualifies as wealth shaming. What makes you morally superior?
  2. W

    Improving Credit Score

    "Shitty credit history" is not just an unwarranted insult it's simply not true. I don't have a shitty credit history, I have a low credit score. None of the reports have any adverse reports on them - how can they be shitty.
  3. W

    Improving Credit Score

    Maybe you haven't read my question properly. I don't need a loan. As part of a due diligence exercise on a business venture a company were doing business with wants the scores of all the directors and I am concerned mine isn't high enough.
  4. W

    Improving Credit Score

    Actually the only item listed on my report is my cellphone contract, my life insurance bill isn't listed and many utilities (eg my internet bill) are now going the month to month - cancel anytime - way and so these don't make it to the report either.
  5. W

    Improving Credit Score

    Yes, I have a personal banker. But I came here wanting to get more general opinions.
  6. W

    Improving Credit Score

    I kinda knew this - you actually need debt to get debt. But I was hoping that my debt to income or asset ratio would boost my score, but this seems to have no effect.
  7. W

    Improving Credit Score

    I come from money (sorry, if that sounds boastful) but we tend to already know this advice. I'm planning to leave the country soon and if I can help one of my oldest friends grow his business why not? Personally I'm not in this for the return on investment but rather to support my friend.
  8. W

    Improving Credit Score

    Thanks, I'll really look into this idea. It's a good one.
  9. W

    Improving Credit Score

    Except for Totalsports (and then only if Cape Union doesn't have what I want) I don't shop in any of the stores you've named that I recognise. Why shop in American Swiss for example when Browns has such better customer service?
  10. W

    Improving Credit Score

    Thanks for the idea and being able to relate but I'm uncomfortable with the whole idea of eating on credit!
  11. W

    Improving Credit Score

    Foshini is just not my style.
  12. W

    Improving Credit Score

    I can't talk about this venture due to a NDA. Because it's a pet project of one of my oldest friends. The credit score is being requested by a counterparty to this venture as part of their due diligence.
  13. W

    Improving Credit Score

    I'm sure you mean "lack" not " lacks". At least be grammatically correct if you're going to insult someone or you just come off looking foolish.
  14. W

    Improving Credit Score

    That's a very uncharitable thing to say and that's what shows our class distinction not my private school education. Would you suggest I leave my 81 year old mother alone? She's still in quite good health, why should she go into a retirement home? More importantly if I am to inherit this house...
  15. W

    Improving Credit Score

    Oh I'm still going, been delayed due to Corona but this (my credit score) is needed by a counterparty to a business venture some friends and I are considering!
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